SELLER IS NOW OFFERING $10,000 TOWARD BUYER CLOSING COSTS AND/OR INTEREST RATE BUYDOWN with an acceptable offer +++ VA ASSUMABLE LOAN AT 3% - Want the Panama City Beach lifestyle without being right in the middle of the hustle and bustle? Welcome to 4128 Catherine Street--a cute, updated townhome tucked away in a small community while still keeping you close to everything you love about PCB! This 3-bedroom, 2-bath townhome has been refreshed with new flooring, fresh paint and updated fixtures, making it move-in ready and easy to love. The unique two-story layout gives you plenty of flexibility, with two bedrooms and a full bath downstairs and the primary bedroom, kitchen and main living space upstairs. And when you're ready to soak up a little Florida sunshine, the community pool is just steps away! The location is where this one really shines. You're approximately five minutes from NSA Panama City and just a short drive to the beach, bay, golf, shopping, dining and nightlife--close enough to enjoy it all, but tucked away enough to escape the crowds when you're ready to come home. Whether you're looking for your own place at the beach, a full-time home or an investment opportunity for long- or short-term rentals, 4128 Catherine Street gives you plenty of possibilities. Beach days, pool days, dinner by the water and your own little place to call home in Panama City Beach...what more could you ask for? BONUS: the HOA has an agreement with Waterhaven that allows access through their property to St. Andrew's Bay water! With today's rates, this is an opportunity to put those seller dollars to work toward lowering your upfront costs or potentially buying down your interest rate. And there's another financing opportunity--the seller's existing VA loan may be assumable at an incredible 3% interest rate, subject to buyer qualification and lender/servicer approval. Whether taking advantage of the seller credit with new financing and/or exploring the 3% VA loan assumption, buyers have options designed to make this Panama City Beach home even more affordable. Now offered at $269,900! Ask for details on both financing opportunities.