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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4116 Appalachee Street B , Panama City Beach, FL 32408
$349,000
Est. Payment: $1,770.06/mo
2 Bed
2 Bath
1114 Sqft
Status: active | Days on site: 81
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Just 350 feet from the beach, this irresistible coastal townhome invites you to live the laid-back seaside lifestyle you've been dreaming of. Sold fully furnished, turn-key, and with no HOA, it's ready for immediate enjoyment--simply arrive with your bathing suit and toothbrush. Inside, beach-cottage charm meets effortless comfort, with an open-concept living space, 2 bedrooms, 1 1/2 bathrooms, an oversized kitchen, and a cozy dining area perfect for relaxed gatherings after a day in the sun. The primary bedroom offers a serene retreat with generous closet space and a private balcony overlooking the backyard, while the guest bedroom features its own attached balcony for morning coffee or sunset breezes. With an additional half bath, outdoor laundry, and close proximity to sugar-white sand, dining, shopping, and local attractions, this property also shines as a highly desirable vacation rental, making it an ideal blend of personal getaway and income-producing coastal escape.

Highlights

Listed by Mark Parish , 937-239-4618 Gulf Life Real Estate Inc , 850-699-1996. Bay County Association of REALTORS

Property Type

Condo/Townhome

Year Built

1986

County

Bay

Area

03 - Bay County - Beach

Neighborhood

No Named Subdivision

Listing ID

790314

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:15 x 125
Principal Interest
$1,770
Taxes
$222

Home Price

$349,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$69,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,770.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,770.06 $222.49 $0.00 $1,992.55
Yearly $21,240.75 $2,669.85 $0.00 $23,910.60
Total $637,222.37 $80,095.50 $0.00 $717,317.87

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS