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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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22339 Front Beach Rd , Panama City Beach, FL 32413
$4,750,000
Est. Payment: $24,088.60/mo
6 Bed
8 Bath
3600 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

One of the most uniquely positioned properties on Front Beach Road! Located at 22339 FBR- 6 beds, 6 full baths, and 2 half baths. This property sits as far West as you can get on FBR and is just a 5-minute drive to 30A. From a supply and demand standpoint, the location offers a compelling long, and 2 half bath-term advantage, as properties this far West along FBR are exceptionally limited. As 30A continues to evolve and PCB continues to develop, this property presents a strong appreciation opportunity, particularly from a land-value perspective. The home generates approximately $375,000-$475,000 in annual rental revenue, offering significant income potential alongside its strategic location. Additional highlights include a private beach board, brand new exterior decks, railings and pool, very large decks, and parking for up to 10 vehicles. A rare opportunity to own a high-performing property in one of the most strategically positioned locations on the beach.

Highlights

Listed by Garrison D Dykes , 229-206-1088 Found Real Estate Company , 904-584-5161. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.4

Year Built

2019

County

Bay

Area

03 - Bay County - Beach

Neighborhood

No Named Subdivision

Listing ID

794322

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:8
  • Full Bathrooms:6
  • 1/2 Bathrooms:2
Appliances:Bar Fridge, Electric Range, Gas Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s),Multi Units
Fireplaces:

Exterior Features

Lot Dimensions:49.0 ft x 360.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Covered Patio, Deck, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$24,089
Taxes
$2,380

Home Price

$4,750,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$950,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$24,088.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $24,088.60 $2,380.22 $0.00 $26,468.82
Yearly $289,063.22 $28,562.60 $0.00 $317,625.82
Total $8,671,896.58 $856,878.00 $0.00 $9,528,774.58

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS