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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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22005 Belgrade Ave , Panama City Beach, FL 32413
$1,590,000
Est. Payment: $8,784.52/mo
6 Bed
6 Bath
3510 Sqft
0.14 Acres
Status: Active | Days on site: 171
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Harrison Lilly Team
Owner/Operator

House Description

IDEAL 1031 EXCHANGE OPPORTUNITY-TURNKEY, INCOME PRODUCING BEACH INVESTMENT. Investors seeking a replacement property can step into an established Panama City Beach vacation rental with proven rental history, a private pool, and strong guest appeal. Seller is prepared to accommodate an efficient closing timeline for qualified buyers, making this an excellent option for investors working within 1031 exchange deadlines. Welcome to 22005 Belgrade Ave, a stunning single-family home perfectly positioned in the desirable Kiska Beach area of Panama City Beach, FL. This spacious 3,510 sq ft residence offers 6 bedrooms, 5 full bathrooms, and 1 half bath, comfortably sleeping up to 21 guests--ideal for large families, multi-generational vacations, or high-yield vacation rental investors. Step inside to discover an open-concept living area flooded with natural light, featuring a generous great room perfect for gatherings. The gourmet kitchen boasts modern appliances and ample counter space, making meal prep effortless whether you're cooking for a crowd or enjoying casual coastal dining. Multiple living spaces and three master suites provide privacy and comfort for every guest. Multiple living spaces and three master suites provide privacy and comfort for every guest. Outside, unwind in your own private pool enclosed by a privacy fence--perfect for cooling off after a day at the beach. Enjoy partial gulf views from the home and easy access to the world-famous white-sand beaches of Panama City Beach. The beach is just minutes away on foot, offering convenient access to swimming, shelling, and sunset strolls. Additional highlights include: Built in 2016 with modern finishes throughout Ample parking and outdoor space Prime location near restaurants, shopping, Pier Park, 30A and area attractions Strong rental history potential (previously generating significant income as a vacation rental) Whether you're seeking a luxurious primary or second home, or a turnkey investment property in one of Florida's top beach destinations, Oceanview Oasis delivers unbeatable value, comfort, and coastal charm. Property Details: 6 Beds | 5.5 Baths | 3,510 Sq Ft Built: 2016 Private Pool Gulf Views Minutes to the Beach Don't miss your opportunity to own a piece of paradise on Belgrade Avenue. Schedule your private showing today! This information is believed to be accurate, but without any warranty. BUYER TO VERIFY ALL DIMENSIONS, ASSESSMENTS AND ANY INFORMATION DEEMED IMPORTANT.

Highlights

Listed by Cole Blair , 850-376-3269 and Lydia G Smith , 850-420-1133 Cole Blair Properties LLC , 850-376-3269. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.14

Year Built

2016

County

Bay

Area

27 - Bay County

Neighborhood

No Named Subdivision

Listing ID

1000726

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Security System, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Raised, Kitchen Island, Woodwork Stained

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:50x125
Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Deck Enclosed, Patio Open
Sewer:Public Sewer
Principal Interest
$8,785
Taxes
$803

Home Price

$1,590,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$318,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,784.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,784.52 $803.13 $0.00 $9,587.65
Yearly $105,414.25 $9,637.60 $0.00 $115,051.85
Total $3,162,427.55 $289,128.00 $0.00 $3,451,555.55

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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