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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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19989 Front Beach Road #b , Panama City Beach, FL 32413
$4,250,000
Est. Payment: $23,480.64/mo
6 Bed
7 Bath
3878 Sqft
0.14 Acres
Status: Active | Days on site: 300
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EHBC - E35928
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

CONTACT LISTING AGENT TO DISCUSS NEW SELLER INCENTIVES BEING OFFERED. Welcome to beachfront luxury! ''Emerald Dream'' is a superbly constructed 6-bedroom, 6.5-bathroom home features high-end finishes and custom touches throughout. The open-concept kitchen showcases elegant fixtures and ample seating, flowing seamlessly into a spacious living area with breathtaking ocean views. Each bathroom is a masterpiece, with unique custom tile work for a spa-like experience. Enjoy endless entertainment in the rec room, complete with a pool table. Perfectly positioned for relaxation, this stunning property provides a sophisticated coastal retreat right on the water's edge.
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Highlights

Listed by Bryan J Kiefer , 850-830-2843 Holiday Beach Real Estate Inc , 850-830-2843. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.14

Year Built

2024

County

Bay

Area

27 - Bay County

 Neighborhood

No Named Subdivision

Listing ID

991060

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:7
  • ▪ Full Bathrooms:6
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Gulf
Lot Dimensions:30x105
Zoning:Commercial, Resid Single Family
Sewer:Public Sewer
Principal Interest
$23,481
Taxes
$1,604

Home Price

$4,250,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$850,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$23,480.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $23,480.64 $1,603.72 $0.00 $25,084.35
Yearly $281,767.65 $19,244.58 $0.00 $301,012.23
Total $8,453,029.62 $577,337.40 $0.00 $9,030,367.02

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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