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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1827 Flagg Ave , Panama City Beach, FL 32407
$400,000
Est. Payment: $2,028.72/mo
3 Bed
2 Bath
2130 Sqft
Status: active | Days on site: 134
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your next opportunity on Flagg Street whether you're searching for a primary residence, second home, or income producing short-term rental, this property checks the boxes. This well maintained large 3 bedroom, with flex space in finished attic that is heated and cooled. The 2 bath home offer a functional layout designed for everyday living and easy hosting. Inside, you'll find durable LVP flooring, an updated kitchen with thoughtful design, and comfortable living spaces that flow well for both families and guests. Location is where this one stands out. Situated just minutes and even walking distance to popular attractions like Ripley's Believe It or Not, WonderWorks, shopping, dining, and everyday conveniences like Walmart, you're right in the middle of everything visitors and locals want. That kind of central access makes it just as appealing for full-time living as it is for short-term rental potential. The home provides flexibility plenty of room to live comfortably, while also offering strong appeal for guests looking to stay close to the action without being directly in the crowds. Whether you're planting roots or looking to generate income, this is a smart move in a high demand area.

Highlights

Listed by Sandi Smith , 229-326-2998 Dalton Wade Inc , 888-668-8283. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.28

Year Built

1978

County

Bay

Area

03 - Bay County - Beach

Neighborhood

No Named Subdivision

Listing ID

787452

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:80x107x133x99
Zoning:Resid Single Family
Parking Features:Gravel,No Garage
Principal Interest
$2,029
Taxes
$340

Home Price

$400,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,028.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,028.72 $340.42 $0.00 $2,369.14
Yearly $24,344.69 $4,085.00 $0.00 $28,429.69
Total $730,340.83 $122,550.00 $0.00 $852,890.83

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS