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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17203 Front Beach Rd Unit 2 , Panama City Beach, FL 32413
$1,799,000
Est. Payment: $9,123.24/mo
5 Bed
4 Bath
2232 Sqft
Status: active | Days on site: 243
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

MAJOR PRICE REDUCTION!!!!----- GULF-FRONT, NO HOA, RENTAL READY WITH OVER $139,559 IN BOOKINGS THIS YEAR SO FAR!!! Step directly onto the sugar-white sand from this remodeled 5-bedroom, 4 full baths beach retreat offering sweeping Gulf views from the main living level and private bedrooms. Designed for gathering, the open living/dining/kitchen frames the emerald water as the backdrop for sunsets, seafood nights, and memory-making. A clever 10' x 12' loft in one bedroom creates an extra sleeping zone or kid-approved hideaway--ideal for maximizing guest capacity. Recent updates and the seller-reported 2,232 sq ft of heated/cooled space include an enclosed former garage that expands everyday comfort and rental flexibility. Multiple bedrooms on separate levels provide privacy for larger groups, while four full baths keep beach days effortless. Outside, rinse off and head straight to the deck to watch dolphins cruise and the sky glow at golden hour. Major perks: NO HOA--a rare Gulf-front find that supports short-term rental potential--plus a layout and location travelers love: direct beach access, panoramic views, and minutes to coastal dining, shopping, and entertainment like Top Golf. Dolly's Pirate Voyage, Pier Park!.

Highlights

Listed by The Wheeler Sauls Collective , 850-527-2275 Salty Marlin Realty LLC , 850-615-2406. Bay County Association of REALTORS

Property Type

Condo/Townhome

Year Built

1983

County

Bay

Area

03 - Bay County - Beach

Neighborhood

No Named Subdivision

Listing ID

779658

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:18x214
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Covered Patio, Deck
Sewer:Public Sewer
Parking Features:No Garage,Paved
Principal Interest
$9,123
Taxes
$766

Home Price

$1,799,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$359,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,123.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,123.24 $765.92 $0.00 $9,889.16
Yearly $109,478.89 $9,191.00 $0.00 $118,669.89
Total $3,284,366.72 $275,730.00 $0.00 $3,560,096.72

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS