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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17195 Front Beach Rd Unit 6 , Panama City Beach, FL 32413
$935,250
Est. Payment: $4,743.41/mo
2 Bed
3 Bath
1280 Sqft
Status: active | Days on site: 23
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience GULF-FRONT LIVING at its finest in this fully furnished, short-term rental-ready townhome located directly on the sugar-white sands of Panama City Beach. With NO HOA, this property offers a rare combination of investment potential, flexibility, and beachfront enjoyment. Thoughtfully updated and meticulously maintained, this coastal retreat features upgraded Anderson windows and Pella sliding glass doors, Hardie Board siding, a new roof (2025), updated HVAC, replaced plumbing, renovated bathrooms, and a stunning kitchen remodel completed in 2024 with new cabinetry, countertops, appliances, and lighting. The spacious interior is tastefully furnished and equipped with everything needed to continue operating as a successful vacation rental or to enjoy as a personal beachfront getaway. Step outside to enjoy the Gulf views from the updated deck and outdoor living spaces, perfect for entertaining or relaxing after a day at the beach. Additional features include keyless entry, an owner's closet, electric vehicle charger, updated washer and dryer, upgraded insulation, and numerous other improvements that provide peace of mind for years to come. Whether you're looking for a turnkey investment property, second home, or full-time beachfront residence, this Gulf-front gem offers the opportunity to own a piece of paradise with no HOA restrictions and direct access to one of Florida's most beautiful beaches!!!!!!! Call your Favorite Realtor to see this one!! Buyer to verify all measurements.

Highlights

Listed by Cyndi Beebe , 850-890-1289 and Tina M Quick , 850-228-3839 Gulf Life Real Estate Inc , 850-699-1996. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.08

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

No Named Subdivision

Listing ID

791607

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Interior Steps, Upper Level Primary

Exterior Features

Lot Dimensions:16.0 ft x 227.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Deck
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$4,743
Taxes
$565

Home Price

$935,250

Loan Details

30 yrs
6.529%

Down Payment

20%
$187,050
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,743.41

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,743.41 $564.61 $0.00 $5,308.02
Yearly $56,920.94 $6,775.32 $0.00 $63,696.26
Total $1,707,628.15 $203,259.60 $0.00 $1,910,887.75

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS