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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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126 N Vestavia St , Panama City Beach, FL 32413
$292,500
Est. Payment: $1,483.35/mo
3 Bed
2 Bath
1820 Sqft
Status: active | Days on site: 105
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your slice of the Emerald Coast! This brand-new 2026 Champion Home at 126 N Vestavia Street offers the rare combination of modern construction, coastal convenience, and income-producing potential, all on a generous 7,710 sq ft lot in the heart of Panama City Beach's sought-after West End. Step inside and you'll immediately notice what sets this home apart: full drywall interior throughout -- a premium upgrade that gives this manufactured home the look, feel, and quality of traditional stick-built construction. Brand-new stainless appliances, fresh finishes, and a partially furnished interior mean you can move in, rent it out, or start generating revenue from day one. Best of all, the home comes backed by a 1-year manufacturer's warranty for complete peace of mind. Investors & Vacation Rental Buyers -- Take Note: Short-term rentals are permitted here, making this an exceptional opportunity in one of Florida's most visited beach destinations. Whether you're listing on Airbnb, VRBO, or managing your own bookings, demand in this corridor stays strong year-round. Location, Location, Location: Positioned perfectly on the West End of Panama City Beach, this home puts you minutes from some of the Florida Panhandle's most iconic destinations. The legendary scenic 30A corridor -- known for its charming beach towns, boutique dining, and sugar-white dunes, is just a short drive away. Head east and you'll find Pier Park, Panama City Beach's premier shopping and entertainment destination, featuring over 124 stores, top-rated restaurants, and attractions for all ages, including the 200-foot SkyWheel with stunning Gulf views, Dave & Buster's, a Grand 16 Movie Theater, and live entertainment year-round. Family Fun Around Every Corner: Nature lovers and outdoor families will fall in love with nearby Camp Helen State Park, bordered by the Gulf on one side and Lake Powell -- Florida's largest coastal dune lake -- on the other, offering swimming, wildlife spotting, kayaking, and paddleboarding. Lake Powell itself spans nearly 800 acres and is a natural treasure of the Emerald Coast, ideal for fishing redfish and speckled trout, paddling, and soaking up the scenery. Families will also love nearby Shipwreck Island Waterpark, Gulf World Marine Park, WonderWorks, and of course, Panama City Beach's legendary 27 miles of sugar-white sand. Brand New Infrastructure: This home features a brand-new septic system -- no deferred maintenance, no surprises. New irrigation, check out how green the grass is! Everything here is fresh, clean, and ready for its first owner or first guest. Whether you're searching for a primary residence, a vacation getaway, or a turnkey short-term rental investment, 126 N Vestavia delivers the full package at the right price. Properties like this don't last long on the West End, schedule your private showing today!

Highlights

Listed by Renae Cooper , 850-238-6117 Real Broker LLC , 855-450-0442. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
0.18

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

No Named Subdivision

Listing ID

789114

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0X0
Zoning:City
Roof:Composition,Shingle
Parking Features:Gravel
Principal Interest
$1,483
Taxes
$29

Home Price

$292,500

Loan Details

30 yrs
6.528%

Down Payment

20%
$58,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,483.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,483.35 $29.17 $0.00 $1,512.52
Yearly $17,800.21 $350.00 $0.00 $18,150.21
Total $534,006.26 $10,500.00 $0.00 $544,506.26

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS