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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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120 Deluna Pl , Panama City Beach, FL 32413
$229,900
Est. Payment: $1,166.01/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 206
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

CHALLENGE! Show us a lot this close to the Gulf of American under $230,000? Welcome Home Buyers, Builders and Investors, non-flood zone and R2 zoning allows you to build fast, no red tape, excellent price for return potential, public sewer, no septic tanks, build big. No HOA architectural reviews required: Complete architectural freedom to build high-occupancy Airbnb/VRBO floor plans, short-term rentals allowed. Water Views: Vertical layouts capture overlapping views of the Gulf and the adjacent natural pond. Public Sewer Access: Skip the five-figure costs and footprint limits of coastal septic systems. Easy walking/golf-cart distance to the beach, the Carousel, and Thomas Donut & Snack Shop, and Avenue 30a is so close. Maximize the best land price on the West End to build your dream home, flip home, vacation rental investment home. Agents standing by, call now.
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Highlights

Listed by Krista R Navarro , 850-258-2611 Gulf Real Estate , 850-258-2611. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
0.09

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

No Named Subdivision

Listing ID

783972

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:0
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:60x67
Zoning:Other - See Remarks, Resid Multi-Family, Resid Single Family, Unrestricted
Sewer:Public Sewer
Principal Interest
$1,166
Taxes
$201

Home Price

$229,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$45,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,166.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,166.01 $200.75 $0.00 $1,366.76
Yearly $13,992.11 $2,409.00 $0.00 $16,401.11
Total $419,763.39 $72,270.00 $0.00 $492,033.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS