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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4116 Ocean St , Panama City Beach, FL 32408
$1,850,000
Est. Payment: $9,382.85/mo
6 Bed
4 Bath
2717 Sqft
Status: active | Days on site: 211
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

***2025 RENTAL INCOME: $175,000 ***2026 BOOKINGS AT $172,000 YTD AND ON TRACK FOR $185,000 This beach house has it ALL! Sleeping up to 24 people across 6 bedrooms and 2 sleeper sofas, this is the perfect memory-making personal vacation home, generously-sized private beach residence, or lucrative short term rental investment. Whether you are accommodating multiple generations vacationing together or a group of friends for a quick trip to the beach, the possibilities are endless. Come see for yourself! HIGHLIGHTS INCLUDE: --One house away from public beach access #19 --Private heated pool and hot tub --Gulf views from upstairs balcony --Great outdoor entertaining space --4 of 6 bedrooms on the first floor --4 full baths --TWO bunk rooms (one up, one down) --Fully furnished and seats up to 20 for dining --Parking for up to 6 vehicles --Large laundry with storage --TWO living areas --Full kitchen PLUS kitchenette --Solar panels to reduce electricity expense --Low maintenance metal roof Ask your realtor for the AirBNB link and the FACTS AND FIGURES on this property year to date. Walkthrough video available in PHOTOS or tour in person. See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

Highlights

Listed by January M Johnson , 850-691-9851 EXP Realty LLC , 888-883-8509. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.14

Year Built

1975

County

Bay

Area

27 - Bay County

Neighborhood

Na

Listing ID

991257

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:4
  • Full Bathrooms:4
Air Cond:Ceiling Fans,Central Air
Fireplaces:

Exterior Features

Lot Dimensions:125 x 50
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$9,383
Taxes
$1,179

Home Price

$1,850,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$370,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,382.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,382.85 $1,179.38 $0.00 $10,562.23
Yearly $112,594.21 $14,152.50 $0.00 $126,746.71
Total $3,377,826.34 $424,575.00 $0.00 $3,802,401.34

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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