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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4425 Thomas Drive 309t , Panama City Beach, FL 32408
$595,000
Est. Payment: $3,287.29/mo
2 Bed
3 Bath
1124 Sqft
Status: Active | Days on site: 8
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BSGC - B12420,B1423
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Discover coastal living at its finest in this sought-after two-bedroom, two-and-a-half-bath townhouse at Moonspinner Condominiums in Panama City Beach. This beautifully positioned unit features two private balconies with breathtaking views overlooking the Gulf, creating the perfect setting for morning coffee, sunset cocktails, and unforgettable beach memories. Inside, the spacious townhouse layout offers comfortable living areas, well-appointed bedrooms, and the convenience of two full bathrooms plus a half bath. Located in one of Panama City Beach's most desirable condominium communities, Moonspinner provides easy access to the sugar-white sands and emerald waters of the Gulf. Enjoy being close to local attractions, entertainment, shopping, and some of the area's top restaurants, while still having a relaxing coastal retreat to return to. Whether you're searching for a vacation home, investment property, or personal beach getaway, this Gulf-view townhouse offers an exceptional opportunity in one of Panama City Beach's most sought-after locations.
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Highlights

Listed by Eddie Tarter , 850-258-9572 and Ben Alexander , 850-519-1871 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2749.17 Quarterly

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Moonspinner Apartments

Listing ID

795959

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Other:
  • ▪ Additional:Upper Level Primary

Exterior Features

Lot Dimensions:0
Principal Interest
$3,287
Taxes
$427
HOA
$2,749

Home Price

$595,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$119,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,287.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,287.29 $426.55 $2,749.17 $6,463.01
Yearly $39,447.47 $5,118.60 $32,990.04 $77,556.11
Total $1,183,424.15 $153,558.00 $989,701.20 $2,326,683.35

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS