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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4425 Thomas Drive # 217 , Panama City Beach, FL 32408
$575,000
Est. Payment: $3,176.79/mo
2 Bed
2 Bath
1086 Sqft
Status: Pending | Days on site: 10
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Harrison Lilly Team
Owner/Operator

House Description

Beautiful Gulf views greet you the moment you enter Moonspinner A217, a designer inspired two-bedroom, two-bath beachfront condo on Panama City Beach's peaceful east end. This inviting retreat overlooks green space, sugar-white sand, and emerald water, with a Gulf-front balcony spanning the full width of the residence. Inside, wainscoting, shiplap accents, and tongue-and-groove ceilings bring warmth and coastal character, while luxury vinyl flooring flows throughout. The kitchen features quartz countertops, coastal cabinetry, a glass cooktop, KitchenAid oven, French-door refrigerator, and two pantry closets. A breakfast bar with seating for four connects the kitchen to the dining and living areas, keeping the Gulf in view as you cook, gather, and unwind. The Gulf-front primary suite offers direct balcony access and a private bath with a quartz-topped vanity and tub/shower combination. A former closet has been thoughtfully transformed into a built-in twin bunk nook with a sliding barn door and basket storage. The guest bedroom features a navy shiplap accent wall, tongue-and-groove ceiling, walk-in closet, and adjoining access to the second bath, complete with a tiled walk-in shower. Step onto the balcony from the living area or primary suite for morning coffee, sea breezes, and sweeping beach views. A balcony storage closet adds everyday convenience. Set beside St. Andrews State Park, Moonspinner pairs 700 feet of beachfront with gated entry and 24-hour security. Amenities include a heated pool, hot tub, kiddie pool, tennis and pickleball courts, basketball, shuffleboard, a fitness room, two grilling areas, and beach walkover. With nearby dining and marinas, A217 brings together a beautifully designed interior, an exceptional beachfront setting, and the easy rhythm of coastal living.

Highlights

Listed by LaFlure & Vice , 850-685-3408 and Lisa R LaFlure , 850-685-3408 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

1981

County

Bay

Area

27 - Bay County

Neighborhood

Moonspinner Apartments Condo

Listing ID

1012871

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:

Exterior Features

Sewer:Public Sewer
Principal Interest
$3,177
Taxes
$354

Home Price

$575,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,176.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,176.79 $354.25 $0.00 $3,531.04
Yearly $38,121.51 $4,250.95 $0.00 $42,372.46
Total $1,143,645.18 $127,528.50 $0.00 $1,271,173.68

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-08T04:30:31.000Z

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