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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8815 Thomas Dr Unit 806 , Panama City Beach, FL 32408
$455,000
Est. Payment: $2,513.81/mo
2 Bed
2 Bath
1048 Sqft
Status: Active | Days on site: 28
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LNRL - B6127
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Harrison Lilly Team
Owner/Operator

House Description

This spacious 8th-floor, Gulf-front penthouse condo is the one you've been waiting for! Located directly on the beach along Thomas Drive, this top-floor unit offers the relaxed feel of a smaller complex with just 61 units--and stunning Gulf views. Featuring 2 bedrooms, 2 bathrooms, a desirable split floor plan, and 1,048 square feet, this condo offers plenty of room to enjoy as a primary residence, beach getaway, or investment property. The hallway also offers potential for custom bunks, providing an opportunity to add additional sleeping space. Upgrades include LVP flooring, quartz countertops, and a new HVAC system, giving the condo an updated, low-maintenance feel. And then there are the views. Step onto the spacious private balcony and take in beautiful Gulf sunrises, coastal breezes, and incredible views of the emerald water and white-sand beaches of Panama City Beach. With direct beach access, there's no crossing the street or hauling beach gear for blocks--the Gulf is right outside. The condo's spacious layout, beachfront location, and top-floor setting make it appealing for seasonal guests and Snowbirds, with excellent potential as a vacation rental investment. Whether you're searching for a full-time residence, second home, or income-producing beach property, this Gulf-front penthouse offers the location, space, views, and lifestyle buyers come to Panama City Beach for. Don't settle for being across the street from the beach--own your own piece of paradise directly on it!

Highlights

Listed by Matt Buttner , 352-385-7636 List Now Realty,LLC , 352-385-7636. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2910 Quarterly

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Moondrifter

Listing ID

794076

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Sitting Area in Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:City
Sewer:Public Sewer
Parking Features:Paved,Parking Lot
Principal Interest
$2,514
Taxes
$399
HOA
$2,910

Home Price

$455,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$91,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,513.81

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,513.81 $399.47 $2,910.00 $5,823.28
Yearly $30,165.71 $4,793.67 $34,920.00 $69,879.38
Total $904,971.41 $143,810.10 $1,047,600.00 $2,096,381.51

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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