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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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215 S Vestavia St , Panama City Beach, FL 32413
$749,000
Est. Payment: $4,138.12/mo
3 Bed
4 Bath
2222 Sqft
0.35 Acres
Status: Active | Days on site: 183
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EXPR - B11640
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Harrison Lilly Team
Owner/Operator

House Description

Walk to the Gulf from this residential beach neighborhood, with public beach access less than 1,500 feet away. Set on an unusually spacious 0.35-acre lot, 215 S Vestavia Street offers room to enjoy the outdoors, while its third-floor bonus room and viewing deck provide a place to take in Gulf views and sunsets.The 3-bedroom, 3.5-bath home features two spacious primary suites, including one on the first floor. Raised ceilings, granite countertops, and tile floors add to the comfortable interior. Outside, the large backyard leaves room for outdoor dining, gardening, or a future pool. With generous parking and the beach close by, this home is well suited to year-round living or a coastal getaway.

Highlights

Listed by Kelly L Stiles , 850-319-5132 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.35

Year Built

2004

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Miramar Heights

Listing ID

787540

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Convection Oven, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Sitting Area in Primary, See Remarks, Smart Thermostat, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:62x130x62x145
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Deck, Outdoor Shower
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$4,138
Taxes
$446

Home Price

$749,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$149,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,138.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,138.12 $446.42 $0.00 $4,584.53
Yearly $49,657.41 $5,357.00 $0.00 $55,014.41
Total $1,489,722.16 $160,710.00 $0.00 $1,650,432.16

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS