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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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215 S Vestavia St , Panama City Beach, FL 32413
$790,000
Est. Payment: $4,006.73/mo
3 Bed
4 Bath
2222 Sqft
Status: active | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Just under two blocks from the beach, with public beach access less than 1,500 feet from your front door, this beautifully maintained 3-bedroom, 3.5-bath home offers the perfect blend of coastal living and comfort. Inside, you'll find raised ceilings, granite countertops, recessed lighting, stainless steel appliances, a full-size laundry room, and tile flooring throughout. The layout is ideal, featuring two ensuite bedrooms, an additional full bath upstairs, and a convenient half bath on the main level for guests. One of the standout features is the third-floor bonus room with a private viewing deck--perfect for taking in breathtaking Gulf sunsets and coastal breezes. Outside, the home offers plenty of parking and a spacious backyard ready for you to customize--whether you envision a pool, outdoor entertaining space, or lush landscaping. Lovingly maintained and never used as a rental by the current owner, this home also features updated HVAC systems (upstairs replaced May 2018 and downstairs May 2020), offering peace of mind for years to come. Whether you're looking for a primary residence or second home this property delivers location, condition, and coastal charm.

Highlights

Listed by Kelly L Stiles , 850-319-5132 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.35

Year Built

2004

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Miramar Heights

Listing ID

787540

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Convection Oven, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Sitting Area in Primary, See Remarks, Smart Thermostat, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:62x130x62x145
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Deck, Outdoor Shower
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$4,007
Taxes
$446

Home Price

$790,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$158,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,006.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,006.73 $446.42 $0.00 $4,453.15
Yearly $48,080.77 $5,357.00 $0.00 $53,437.77
Total $1,442,423.14 $160,710.00 $0.00 $1,603,133.14

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS