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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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209 S Wells St , Panama City Beach, FL 32413
$444,000
Est. Payment: $2,251.88/mo
3 Bed
2 Bath
952 Sqft
Status: active | Days on site: 191
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This is a special quaint cottage style home with a unique history. It is located 1.5 blocks from the water on the west end (Access 76A) in a quiet golf cart community. Built in 1950 on Tyndall Air Force Base as officer's housing, it was decommissioned and moved to its current location in 1985/1986. It began as a two-bedroom and one bathroom house. In the 1990's a primary bedroom, bathroom and bonus room were added. The bonus room brings the square footage to 1072. Step back in time with special tongue and groove floors, walls and ceilings. You will see unique base boards, crown molding, solid wood cabinets and drawers built to last and original hard wood floors. It is located on an extra-large lot of 7,200 square feet (60x120). Plenty of room for a backyard pool or a second dwelling! There is no HOA. Extra-large driveway and lots of parking. Many renovations 2022-25 including new roof, gutters, windows, interior paint, toilets, hot-water heater, exterior doors/locks, leveling and primary room support, front porch screens and door replaced, new outdoor shower/sink and covered parking--just to name a few. This house is ready for you--make it part of your beach history!! Schedule an appointment today!

Highlights

Listed by Regina Merritt , 334-790-0983 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

1950

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Miramar Heights

Listing ID

784150

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range

Exterior Features

Lot:Paved
Lot Dimensions:60 x 120
Others:
  • Additional:Outdoor Shower, Porch
Sewer:Public Sewer
Principal Interest
$2,252
Taxes
$224

Home Price

$444,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$88,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,251.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,251.88 $223.50 $0.00 $2,475.38
Yearly $27,022.61 $2,682.00 $0.00 $29,704.61
Total $810,678.32 $80,460.00 $0.00 $891,138.32

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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