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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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207 S Wells St , Panama City Beach, FL 32413
$540,000
Est. Payment: $2,738.78/mo
3 Bed
2 Bath
1148 Sqft
Status: active | Days on site: 34
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your slice of paradise on the highly sought-after west end of Panama City Beach! Just one block from the sugar-white sands and emerald waters of the Gulf, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect blend of coastal charm, modern upgrades, and the laid-back Florida lifestyle. Step inside to discover a bright, inviting interior featuring fresh interior paint, updated hardware throughout, and an updated kitchen with beautiful quartz countertops, tiled backsplash and an oversized farmhouse-style sink The open, functional layout flows effortlessly into a spacious sunroom overlooking the backyard, creating the perfect space to relax with your morning coffee or unwind after a day at the beach. The primary suite is a true retreat, featuring a stunning bathroom that has been completely remodeled from the ground up with stylish, high-end finishes and thoughtful design. Outside, you'll immediately notice the home's fresh exterior paint, enhanced curb appeal, and beautifully refreshed landscaping with decorative rock accents. Your private tropical oasis features a sparkling in-ground pool, lush landscaping, generous outdoor living space, and a covered patio perfect for grilling, dining, or enjoying warm Florida evenings. Whether you're hosting pool parties or simply soaking up the sunshine, this incredible backyard is designed for making memories. This home has also been thoughtfully updated with a brand-new HVAC system, providing comfort and peace of mind for years to come. Whether you're searching for a full-time residence or a second home, look no further. Located on the desirable west end of Panama City Beach and just 15 minutes from the renowned communities, restaurants, and beaches of 30A, you'll enjoy the best of both worlds--peaceful beach living with easy access to some of the Emerald Coast's most popular destinations. With the Gulf just a short stroll away, thoughtful updates throughout, and an unbeatable outdoor living space, this is the Florida beach home you've been waiting for. Don't miss your opportunity to own a coastal retreat where every day feels like a vacation.

Highlights

Listed by Brittany Whittaker , 253-303-1157 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

Year Built

1962

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Miramar Heights

Listing ID

792390

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:60x120
Zoning:Resid Single Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$2,739
Taxes
$344

Home Price

$540,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$108,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,738.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,738.78 $344.25 $0.00 $3,083.03
Yearly $32,865.34 $4,131.00 $0.00 $36,996.34
Total $985,960.12 $123,930.00 $0.00 $1,109,890.12

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS