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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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112 S Vestavia St , Panama City Beach, FL 32413
$719,900
Est. Payment: $3,651.20/mo
3 Bed
3 Bath
1816 Sqft
Status: active | Days on site: 115
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your slice of coastal paradise--where the breeze is salty, the vibe is easy, and the beach is just a flip-flop stroll away. Built in 2017 and located only two blocks from the sugar-white sands, you'll love the quick walk to beach access #75 at the end of Vestavia Street. This custom-built beauty was designed for relaxed living without cutting corners. With sturdy 2x6 construction, 9-foot ceilings, and top-tier insulation (R-21 walls, R-49 ceilings), the home stays cool, quiet, and comfortable year-round. High-impact windows, energy-efficient roof trusses, and thoughtful upgrades like soundproofed bedroom walls and HVAC vents in every nook--even closets--make everyday living feel like a breeze. Step inside and feel the warmth of engineered hardwood floors flowing throughout, leading you into a bright, open-concept living space filled with natural light. It's the perfect spot to kick back after a beach day or host friends for a sunset dinner. The kitchen shines as the heart of the home, featuring a large island, custom all-wood cabinetry with soft-close details, stainless steel appliances, a spacious walk-in pantry, and stunning quartz countertops and backsplash. Slide open the door and let the outside in--your covered porch is ready for morning coffee, evening cocktails, and that steady coastal breeze. This home offers two dreamy primary suites, each with its own spa-like bath--dual vanities, quartz counters, ceramic tile, and oversized walk-in closets make each space feel like a private retreat. A third bedroom gives you flexibility for guests, a bunk room, or a home office. Practical touches keep life simple, like a separate utility room and a two-car garage that opens into a mud/laundry space--perfect for dropping sandy gear after a day by the water. Out back, the lifestyle keeps going. A spacious 14' x 22' detached shed--built to match the home--can be whatever you want it to be: beach workshop, art studio, home office, or your ultimate chill zone. Low-maintenance, high-quality, and full of coastal charm--this home is ready for you to settle in, unwind, and live that beach life every single day

Highlights

Listed by Scott P Seidler , 850-774-5007 Keller Williams Success Realty , 850-249-0313. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2017

County

Bay

Area

27 - Bay County

Neighborhood

Miramar Heights

Listing ID

1001599

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dryer, Microwave, Refrigerator, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood
Other:
  • Additional:Ceiling Raised, Kitchen Island, Pantry, Split Bedroom

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:60x120
Zoning:City, Resid Single Family
Others:
  • Additional:Yard Building, Patio Covered, Fenced Lot-Part
Sewer:Septic Tank
Principal Interest
$3,651
Taxes
$462

Home Price

$719,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$143,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,651.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,651.20 $461.54 $0.00 $4,112.74
Yearly $43,814.36 $5,538.51 $0.00 $49,352.87
Total $1,314,430.91 $166,155.30 $0.00 $1,480,586.21

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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