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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17826 Front Beach Rd , Panama City Beach, FL 32413
$865,000
Est. Payment: $4,386.66/mo
0 Bed
0 Bath
1647 Sqft
Status: active | Days on site: 140
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Exceptional investment opportunity in the heart of Panama City Beach's Tourist District! Currently used as a residence, this unique property is zoned Commercial High Intensity (CH), offering outstanding flexibility for future redevelopment or commercial use. CH zoning is one of the City's most versatile commercial districts and allows for a broad range of uses, including retail, professional offices, lodging accommodations, personal services, shopping, entertainment venues, medical offices, and numerous other commercial opportunities, subject to City approval and applicable development standards. Positioned along highly traveled Front Beach Road in the heart of Panama City Beach's Tourist District, this property enjoys exceptional visibility and is surrounded by popular attractions, restaurants, shopping, entertainment, and the beautiful Gulf beaches. Whether you're looking to continue its residential use, generate rental income while planning for the future, or capitalize on the property's commercial redevelopment potential, this location offers endless possibilities in one of the area's most sought-after corridors. Buyer should verify all zoning regulations, permitted uses, redevelopment opportunities, and dimensional requirements with the City of Panama City Beach.

Highlights

Listed by Tina Lamonica , 850-832-7162 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Commercial Sale

Lot/Acreage
0.14

Year Built

1995

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Miramar Beach

Listing ID

792530

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Zoning:Other - See Remarks
Sewer:Public Sewer
Principal Interest
$4,387
Taxes
$551

Home Price

$865,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$173,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,386.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,386.66 $551.44 $0.00 $4,938.10
Yearly $52,639.93 $6,617.25 $0.00 $59,257.18
Total $1,579,198.01 $198,517.50 $0.00 $1,777,715.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS