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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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22952 Ann Miller Rd , Panama City Beach, FL 32413
$510,000
Est. Payment: $2,586.36/mo
3 Bed
3 Bath
1580 Sqft
Status: active | Days on site: 122
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Miller's Landing is ready to welcome you home! Located on one of the world's largest Coastal Dune Lakes, Lake Powell, this hidden and private gem offers the best of both worlds, lakefront living with an easy golf cart ride to beaches, dining, and shopping. Or go by water... kayak, paddleboard or boat to the Gulf and Camp Helen State Park off the private community dock. There is also a public boat ramp that is perfect for launching larger boats and jet skis into Lake Powell. The lake front pool is a refreshing way to start or end the day with unparalleled views. Come on in... a fantastic setup offering three private suites, spacious living and more storage than you will need... and all in pristine condition. Two guest suites on the first floor with private patios, laundry room, large storage closet and garage. As you approach the primary floor you are welcomed with an abundance of natural light, a large porch with a view of Lake Powell and open concept living/kitchen/dining. The oversized owner's suite has a walk-in closet and a dedicated linen closet. Miller's Landing is a charming and quaint community with 25 residences and a healthy mix of full time and second home owners. Another fun amenity is the private gate that provides access to the Publix shopping center. This is the perfect investment to enjoy all that 30A and our beautiful Gulf front walkable towns have to offer and then retreat to the serene environment Miller's Landing offers. Where else can play outside year round? We have more than the World's Most Beautiful Beaches...hiking and biking trails with dedicated camp sites in our state parks, explore all 15 Coastal Dune Lakes, pristine golf courses, fishing, court sports, shopping, art classes... the list goes on. Just come experience it for yourself and own your piece of our Paradise.

Highlights

Listed by Ashlee Mitchell , 850-428-7635 Rosemary Beach Realty LLC , 850-278-2000. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

310 Monthly

Year Built

2022

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Miller's Landing on Lake Powell

Listing ID

788437

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Upper Level Primary

Exterior Features

Lot Dimensions:0 x 0
Sewer:Public Sewer
Principal Interest
$2,586
Taxes
$408
HOA
$310

Home Price

$510,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$102,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,586.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,586.36 $408.33 $310.00 $3,304.69
Yearly $31,036.26 $4,900.00 $3,720.00 $39,656.26
Total $931,087.84 $147,000.00 $111,600.00 $1,189,687.84

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS