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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10719 Front Beach Rd Unit 502 , Panama City Beach, FL 32407
$719,900
Est. Payment: $3,977.34/mo
3 Bed
2 Bath
1492 Sqft
Status: Active | Days on site: 72
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BBPR - B5033
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Harrison Lilly Team
Owner/Operator

House Description

Turnkey Gulf-front living awaits in this beautifully maintained 3-Br, 2-Ba condominium offering with 1,492 Sq Ft of coastal comfort in the heart of Panama City Beach. Located in a boutique beachfront building with only 50 units, this residence offers a more private and relaxed atmosphere than most of the area's larger high-rise developments, along with the convenience of shorter elevator waits and easy beach access. Wake up to breathtaking views of sugar white sands and the emerald green waters of the Gulf of Mexico from your spacious private balcony. Whether you're enjoying your morning coffee, watching dolphins play, or taking in one of Panama City Beach's spectacular sunsets, the views provide the perfect backdrop for everyday coastal living. Ideally situated on Front Beach Road just minutes from Pier Park, St Andrew's State Park, Shipwreck Island Waterpark, championship golfing,, shopping, dining, and entertainment, making this an exceptional location for both owners and their guests. Spend your days relaxing by the beachfront pool, strolling on the shoreline, or enjoying direct access to one of Florida's most beautiful beaches. Lovingly cared for and never used as a rental property, this condo has been enjoyed exclusively by family and friends. Best of all, the unit is being sold fully furnished, allowing you to move in and start enjoying the beach lifestyle immediately! For investors, short term rentals are permitted, providing excellent income potential and flexibility. An assigned parking space conveniently located near the building entrance adds to the ease of ownership. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, this fully furnished Gulf-front retreat offers the perfect combination of location, comfort, convenience, and unforgettable beach views!

Highlights

Listed by Ray E Young , 850-832-9999 Bay Point Real Estate Co , 850-235-6966. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2484 Quarterly

Year Built

2004

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Marisol Condo

Listing ID

793165

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub

Exterior Features

Lot:Paved
Lot Dimensions:no land
Sewer:Public Sewer
Principal Interest
$3,977
Taxes
$459
HOA
$2,484

Home Price

$719,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$143,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,977.34

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,977.34 $458.94 $2,484.00 $6,920.28
Yearly $47,728.13 $5,507.24 $29,808.00 $83,043.36
Total $1,431,843.77 $165,217.05 $894,240.00 $2,491,300.82

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS