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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6213 Thomas Dr Unit 305 , Panama City Beach, FL 32408
$359,900
Est. Payment: $1,988.40/mo
1 Bed
2 Bath
893 Sqft
Status: Active | Days on site: 12
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Harrison Lilly Team
Owner/Operator

House Description

STUNNING, NEVER-RENTED GULF-FRONT CONDO at Mariner West! Perched on the 3rd floor, Unit 305 offers premium beachfront living with a rare 1-bedroom, 2-full-bathroom layout spanning 893 sq ft. This pristine property has been exclusively enjoyed as a private second home, leaving it in immaculate condition compared to typical rental units. The interior features a high-end $45k+ remodel complete with light wood-grain porcelain plank tile flooring, oversized base moldings, and crown molding throughout. The open kitchen boasts quality custom cabinetry, gorgeous upgraded granite countertops, a premium glass tile backsplash, and stainless steel appliances. The master bathroom features a beautiful custom tile walk-in shower, while the guest bath includes a new tub--both upgraded with matching granite countertops, new cabinetry, decorative mirrors, and upscale lighting. Mechanical upgrades offer total peace of mind: a brand-new HVAC system, a new water heater, and a new washer/dryer were all installed in 2025. Additionally, the entire interior plumbing and AC ductwork were completely replaced during the remodel. Enjoy ultimate outdoor living on your large, private Gulf-front balcony, and appreciate the convenience of an oversized, separate laundry room. Mariner West just completed a massive full-building exterior renovation over the past year, featuring brand-new impact-resistant sliding glass doors, new windows, fresh exterior paint, and structural upgrades. Located on the highly desirable eastern end of Thomas Drive, this low-density building features an on-site office, beachfront pool, and short-term rental flexibility. Perfect as a turnkey luxury rental investment or a pristine private beach getaway!

Highlights

Listed by Moe Mossa , 888-490-1268 Savvy Avenue LLC , 888-490-1268. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2954 Quarterly

Year Built

1980

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Mariner West Condo

Listing ID

794534

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Principal Interest
$1,988
Taxes
$229
HOA
$2,954

Home Price

$359,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$71,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,988.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,988.40 $229.44 $2,954.00 $5,171.83
Yearly $23,860.75 $2,753.24 $35,448.00 $62,061.98
Total $715,822.44 $82,597.05 $1,063,440.00 $1,861,859.49

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS