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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6213 Thomas Dr Unit 102 , Panama City Beach, FL 32408
$340,000
Est. Payment: $1,878.45/mo
1 Bed
2 Bath
893 Sqft
Status: Active | Days on site: 57
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BSRC - B10784
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Harrison Lilly Team
Owner/Operator

House Description

There is something to be said for a beach condo that makes life easier. Positioned on the ground floor of Mariner West, this gulf-front residence offers the rare convenience of stepping from your front door to the pool, beach and community amenities without ever waiting on an elevator. Framed by views of the gulf and the natural sand dunes beyond, it delivers the effortless coastal lifestyle buyers are searching for along the quiet eastern end of Panama City Beach. Inside, the thoughtfully designed floor plan lives larger than expected, featuring a spacious bedroom, two full bathrooms and an open-concept living area that flows seamlessly to a covered gulf-front patio. Tile flooring throughout creates a clean, low-maintenance environment, while quartz countertops, a fully equipped kitchen and updated bathrooms add style and functionality. The generous living room offers plenty of seating for family and guests, creating a comfortable setting for everyday living or vacation stays. This residence has also proven itself as an exceptional investment opportunity. Self-managed and not currently listed on Airbnb or VRBO, the property generated approximately $32,400 in gross revenue during 2025, with more than $21,600 already on the books for 2026. The combination of strong rental performance, direct beach access and ground-floor convenience makes it particularly appealing to both investors and second-home buyers. Mariner West offers an impressive collection of amenities, including a beachfront pool, tennis and pickleball courts, shuffleboard, a pool table, gas grilling stations, and outdoor gathering areas overlooking the pool deck. Located along Thomas Drive, the community provides convenient access to local restaurants, shopping, marinas, golf, family attractions and some of the area's most popular waterfront destinations. Whether you're searching for a personal beach retreat, a seasonal getaway or an income-producing investment, this gulf-front residence combines comfort, convenience and proven performance in one of Panama City Beach's most established beachfront communities.

Highlights

Listed by Marc A Miller , 850-890-3432 Scenic Sotheby's International Realty , 850-231-6052. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2903 Quarterly

Year Built

1980

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Mariner West Condo

Listing ID

791210

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Shower Only

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,878
Taxes
$296
HOA
$2,903

Home Price

$340,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$68,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,878.45

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,878.45 $295.83 $2,903.00 $5,077.28
Yearly $22,541.41 $3,550.00 $34,836.00 $60,927.41
Total $676,242.37 $106,500.00 $1,045,080.00 $1,827,822.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS