Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

6422 W Highway 98 Unit 1006 , Panama City Beach, FL 32407
$539,900
Est. Payment: $2,738.27/mo
3 Bed
3 Bath
1916 Sqft
Status: active | Days on site: 62
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

MOTIVATED SELLER -BRING OFFERS! Experience elevated coastal living in this exquisite 3-bedroom, 3-bathroom Bayfront residence offering breathtaking panoramic views of St. Andrews Bay. Thoughtfully designed to capture the beauty of the water from nearly every vantage point, this exceptional condo features an expansive private balcony--an ideal setting for entertaining, relaxing with a glass of wine, or enjoying unforgettable sunsets overlooking the bay. Inside, the light-filled open-concept layout showcases refined finishes and spacious living areas designed for both comfort and style. Floor-to-ceiling sliding glass doors frame the water views and open seamlessly to the oversized balcony, creating a true indoor-outdoor living experience where the beauty of the bay becomes part of everyday life. The balcony also features a built-in grill, making it the perfect space for outdoor dining and entertaining. The thoughtfully designed split floor plan offers both privacy and functionality, highlighted by two private waterfront primary suites, each featuring stunning bay views and direct balcony access--creating peaceful retreats for owners and guests alike. Assigned parking spaces 9 and 81. New stove 23, HVAC system and water heater 2021, storage room in breezeway. The beautifully renovated kitchen combines modern elegance with everyday practicality, featuring black stainless appliances, a deep black undermount sink, and upgraded finishes that complement the home's contemporary coastal style. Recessed lighting throughout the residence enhances the bright, sophisticated atmosphere, while upgraded sliding doors with soft-touch rollers provide effortless access to the balcony. Residents of Marina Landing enjoy an exceptional array of resort-style amenities, including a stunning bayfront pool and hot tub, a well-appointed fitness center, and a conference room. Boating enthusiasts will appreciate the private deep-water marina with quick access to the Gulf. Additional conveniences include a private exterior owner storage closet and a covered assigned parking space (#), along with convenient first-floor ramp parking visible from the front balcony--offering rare ease and accessibility. This is more than a residence--it is a lifestyle defined by waterfront beauty, luxury comfort, and effortless coastal living. Don't miss the opportunity to experience the very best of bayfront living.

Highlights

Listed by Scott Seidler , 850-774-5007 and Irina Shikoryak-Azoulay , 850-319-6008 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Marina Landing

Listing ID

787534

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0X0
Zoning:Resort
Others:
  • Additional:Barbecue, Boat Ramp
Sewer:Public Sewer
Principal Interest
$2,738
Taxes
$309
HOA
$0

Home Price

$539,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$107,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,738.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,738.27 $309.33 $0.00 $3,047.60
Yearly $32,859.25 $3,712.00 $0.00 $36,571.25
Total $985,777.54 $111,360.00 $0.00 $1,097,137.54

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS