Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4620 Bay Point Rd Unit 1043 , Panama City Beach, FL 32408
$339,000
Est. Payment: $1,719.17/mo
2 Bed
2 Bath
2020 Sqft
Status: active | Days on site: 329
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Absolutely gorgeous, 2BR/2BA at Marina Club Village—with direct views over the pool and deck and peeks of Grand Lagoon from both balconies. From the foyer, built-in bookcase/curio shelving set the tone. A dry bar adjoins the living/dining area. Throughout the home you'll find custom 3'' plantation shutters and abundant natural light. The light, airy kitchen features tile floors, updated countertops, cabinets, and sink, plus a mosaic glass tile backsplash. It opens to a cozy breakfast room with its own balcony and lagoon view—a perfect morning coffee spot. The living room offers high ceilings, a fireplace (ideal for electric logs), and large windows to the main balcony. A true split plan: the oversized guest bedroom sits opposite the private primary suite. The primary suite opens to the l large main balcony overlooking the pool and deck; its spacious bath includes double vanities, a separate jetted soaking tub and tiled shower, plus a large walk-in closet. Additional highlights: one-car garage, the unit has been wired for an in-home generator (located in the garage; configured to power most of the homeexcludes AC and stove), Community perks: residents' pool & sun deck, manicured grounds, and all the advantages of Bay Pointa guard-gated, golf-centric community with a Nicklaus-designed course, active clubs, and proximity to the full-service marina. Grocery, shopping, and some of the area's best restaurants are just outside the gates. Ideal as a full-time residence or coastal retreat.

Highlights

Listed by LaNessa C Alexander , 850-960-1554 and Benjamin W Alexander , 850-519-1871 Counts Real Estate Group Inc , 850-231-1483. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1986

County

Bay

Area

27 - Bay County

Neighborhood

Marina Club Village

Listing ID

985897

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Marble,Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Vaulted, Fireplace, Lighting Track

Exterior Features

Others:
  • Additional:Balcony, Deck Covered, Deck Open
Sewer:Community Sewer
Parking Features:Garage
Principal Interest
$1,719
Taxes
$216
HOA
$0

Home Price

$339,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$67,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,719.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,719.17 $216.11 $0.00 $1,935.28
Yearly $20,629.99 $2,593.35 $0.00 $23,223.34
Total $618,899.57 $77,800.50 $0.00 $696,700.07

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services