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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4620 Bay Point Rd Unit 1043 , Panama City Beach, FL 32408
$339,000
Est. Payment: $1,719.17/mo
2 Bed
2 Bath
1688 Sqft
Status: active | Days on site: 328
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Great opportunity! Seller is offering up to $5,000 in a flooring allowance at closing which is perfect for adding your own personal touch. Absolutely gorgeous, 2BR/2BA at Marina Club Village--with direct views over the pool and deck and peeks of Grand Lagoon from both balconies. From the foyer, built-in bookcase/curio shelving set the tone. A dry bar adjoins the living/dining area. Throughout the home you'll find custom 3'' plantation shutters and abundant natural light. The light, airy kitchen features tile floors, updated countertops, cabinets, and sink, plus a mosaic glass tile backsplash. It opens to a cozy breakfast room with its own balcony and lagoon view--a perfect morning coffee spot. The living room offers high ceilings, a fireplace (ideal for electric logs), and large windows to the main balcony. A true split plan: the oversized guest bedroom sits opposite the private primary suite. The primary suite opens to the large main balcony overlooking the pool and deck; its spacious bath includes double vanities, a separate jetted soaking tub and tiled shower, plus a large walk-in closet. Additional highlights: one-car garage, the unit has been wired for an in-home generator (located in the garage; configured to power most of the home--excludes AC and stove), Community perks: residents' pool & sun deck, manicured grounds, and all the advantages of Bay Point--a guard-gated, golf-centric community with a Nicklaus-designed course, active clubs, and proximity to the full-service marina. Grocery, shopping, and some of the area's best restaurants are just outside the gates. Ideal as a full-time residence or coastal retreat.

Highlights

Listed by The Emerald Coastal Team , 850-588-6181 and Cherie Alexander , 850-960-1554 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

897.4 Monthly

Year Built

1986

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Marina Club Village

Listing ID

778467

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,See Remarks
Fireplaces:
Other:
  • Additional:Double Vanity, Jetted Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s), Entrance Foyer

Exterior Features

Lot Dimensions:0 X 0
Roof:Tile
Others:
  • Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,719
Taxes
$169
HOA
$897

Home Price

$339,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$67,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,719.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,719.17 $168.67 $897.40 $2,785.23
Yearly $20,629.99 $2,024.00 $10,768.80 $33,422.79
Total $618,899.57 $60,720.00 $323,064.00 $1,002,683.57

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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