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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13659 Front Beach Rd , Panama City Beach, FL 32413
$3,595,000
Est. Payment: $19,861.86/mo
6 Bed
7 Bath
4178 Sqft
0.19 Acres
Status: Active | Days on site: 114
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Harrison Lilly Team
Owner/Operator

House Description

MAJOR PRICE CHANGE, SELLER SAID TO MOVE IT! This unit was the very first unit on Margaritaville Cottages Rental Program in 2024. Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Beach Villa 2 has the Best Gulf Views and as well easy access from Front Beach Road. The Oasis Floor Plan features over 3784 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with Pool Table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including The Salty Rim Bar & Grill, Fins Restaurant and Bar and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Established Rental history and booked solid for 2025. History and current booking are available.

Highlights

Listed by Bill Thomas , 850-381-3156 Beach Time Realty, Inc , 850-381-3156. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Margaritaville Cottages

Listing ID

791347

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:7
  • ▪ Full Bathrooms:6
  • ▪ 1/2 Bathrooms:1
Appliances:Convection Oven, Electric Range, Gas Water Heater, Tankless Water Heater
Air Cond:Ceiling Fan(s),Heat Pump,Multi Units
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Walk-In Closet(s), Instant Hot Water, Storage

Exterior Features

Lot:Paved
Lot Dimensions:40.0 ft x 202.0 ft
Zoning:City, Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Barbecue, Covered Patio, Deck, Patio, Outdoor Shower
Principal Interest
$19,862
Taxes
$2,292
HOA
$0

Home Price

$3,595,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$719,000
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Monthly Price:
$19,861.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $19,861.86 $2,291.81 $0.00 $22,153.67
Yearly $238,342.29 $27,501.75 $0.00 $265,844.04
Total $7,150,268.59 $825,052.50 $0.00 $7,975,321.09

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS