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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13657 Front Beach Rd , Panama City Beach, FL 32413
$3,695,000
Est. Payment: $18,740.34/mo
6 Bed
7 Bath
3990 Sqft
Status: active | Days on site: 83
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

BACK ON MARKET, SELLER SAID TO MOVE IT! BRING OFFERS! THIS 6 BEDROOM 6.5 BATH GULF FRONT WITH PRIVATE POOL IS READY FOR THE SUMMER! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition, the home has never been rented but can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with foosball table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including, The Salty Rim Bar & Grill, Fins Restaurant and Bar, (opens in 2024), and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Food and Beverage bar area is now open at Pool side in the resort, come join the fun as Margaritaville Cottage Resort takes shape.

Highlights

Listed by Bill Thomas , 850-381-3156 Beach Time Realty, Inc , 850-381-3156. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Margaritaville Cottages

Listing ID

786527

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:7
  • Full Bathrooms:6
  • 1/2 Bathrooms:1
Appliances:Convection Oven, Electric Range, Gas Water Heater, Tankless Water Heater
Air Cond:Ceiling Fan(s),Heat Pump,Multi Units
Fireplaces:
Other:
  • Additional:Instant Hot Water, Storage

Exterior Features

Lot:Paved
Lot Dimensions:40x206
Zoning:City, Resid Single Family
Roof:Metal
Others:
  • Additional:Barbecue, Covered Patio, Deck, Patio, Outdoor Shower
Principal Interest
$18,740
Taxes
$3,160
HOA
$0

Home Price

$3,695,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$739,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,740.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $18,740.34 $3,160.25 $0.00 $21,900.59
Yearly $224,884.11 $37,923.00 $0.00 $262,807.11
Total $6,746,523.42 $1,137,690.00 $0.00 $7,884,213.42

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS