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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13650 Front Beach Rd , Panama City Beach, FL 32413
$2,200,000
Est. Payment: $12,154.68/mo
5 Bed
5 Bath
3176 Sqft
0.06 Acres
Status: Active | Days on site: 1
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EKSR - E36384
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

**ONE OF THE BEST LOCATIONS IN MARGARITAVILLE BEACH COTTAGE RESORT!** Welcome to your slice of paradise! This stunning **5-bedroom, 4.5-bath beach home** offers the perfect combination of personal enjoyment and investment potential. Whether you're searching for a **primary residence, vacation getaway, or income-producing short-term rental**, this property is ready to deliver. **Rental financials are available upon request.** Sold **FULLY FURNISHED**, the home is truly turnkey and showcases beautiful coastal-inspired furnishings throughout. Thoughtful, vacation-ready upgrades include **coated shiplap walls designed to help protect against luggage scuffs and dings**, along with durable **stainless-steel railings**. The outdoor living space is made for the Florida lifestyle! Relax in the **private hot tub**, enjoy outdoor dining and entertaining, or unwind on one of the **multiple decks featuring stunning GULF VIEWS**. Enjoy it yourself, add it to your real estate investment portfolio--or better yet, **DO BOTH!** Located in the colorful, Key West-inspired **Margaritaville Beach Cottage Resort**, owners and guests can enjoy an incredible collection of resort-style amenities, including a **community pool, restaurant, bar, coffee shop, fitness center, arcade, cabanas, and convenient beach access with beach chair service available**. This unique Margaritaville beach home is ready for its next owner!
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Highlights

Listed by Amanda L Charlesworth , 404-512-2524 Keller Williams Success Realty , 850-249-0313. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.06

HOA Fee

Year Built

2023

County

Bay

Area

27 - Bay County

 Neighborhood

Margaritaville Cottages

Listing ID

1013389

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Dual Fuel, Warranty Provided, Washer, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Tray/Cofferd, Lighting Recessed, Owner's Closet, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Corner,Level,Within 1/2 Mile to Water
Lot Dimensions:32 x 81
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Hot Tub, Deck Covered, Deck Open, Patio Covered, Patio Open
Sewer:Public Sewer
Principal Interest
$12,155
Taxes
$1,631
HOA
$0

Home Price

$2,200,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$440,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,154.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $12,154.68 $1,631.47 $0.00 $13,786.15
Yearly $145,856.20 $19,577.65 $0.00 $165,433.85
Total $4,375,685.92 $587,329.50 $0.00 $4,963,015.42

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T00:53:56.000Z

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