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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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105 Paradise Found Cir , Panama City Beach, FL 32413
$1,560,000
Est. Payment: $8,618.78/mo
5 Bed
5 Bath
2770 Sqft
0.06 Acres
Status: Active | Days on site: 37
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to the kind of coastal home that feels like a vacation the moment you walk in. Located in Margaritaville Cottages, this newer construction offers 5 bedrooms and multiple levels of outdoor living designed for gathering, relaxing, and making the most of every beach day. Step inside and you're greeted by a bright, clean interior with a coastal palette, natural light pouring in, and a layout that comfortably accommodates a full house. The kitchen anchors the main living space with modern finishes and plenty of room for everyone to come together after a day in the sun. Each bedroom offers privacy and comfort, making it ideal for hosting guests or maximizing rental potential. The real standout here is the outdoor space, with multiple balconies and lounging areas that let you soak in the warm Gulf air from morning coffee to evening wind-downs. Just a short distance to the beach and surrounded by one of the most sought-after resort-style communities in Panama City Beach, this property delivers the full experience buyers are looking for--whether it's a second home, full-time residence, or income-producing investment.

Highlights

Listed by Parker Hakenewert , 850-819-5624 and Bode at the Beach Group , 770-363-3707 Salty Marlin Realty LLC , 850-615-2406. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.06

HOA Fee

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Margaritaville Cottages

Listing ID

789897

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • ▪ Additional:Balcony, Interior Steps, Main Level Primary, Smart Home, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:30x75
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio, Deck, Patio
Sewer:Public Sewer
Principal Interest
$8,619
Taxes
$1,211
HOA
$0

Home Price

$1,560,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$312,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,618.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,618.78 $1,210.92 $0.00 $9,829.69
Yearly $103,425.30 $14,531.00 $0.00 $117,956.30
Total $3,102,759.11 $435,930.00 $0.00 $3,538,689.11

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS