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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4601 Magnolia Beach Rd , Panama City Beach, FL 32408
$489,999
Est. Payment: $2,707.17/mo
3 Bed
2 Bath
1840 Sqft
Status: Active | Days on site: 67
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ELCR - E29927
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

OPEN HOUSE SATURDAY, SEPTEMBER 26 | 10AM-12PM! Stop by during the Magnolia Point community yard sale and tour this private pool home while you're in the neighborhood! 🏡🏊 NEW PRICE: $489,999 -- THIS MAY BE YOUR LAST CHANCE! If you've been waiting for a Panama City Beach pool home under $500K, take another look at 4601 Magnolia Beach Road. This beautifully maintained 3BR/2BA home offers comfortable single-level living with a spacious living room and gas fireplace, separate dining area, generous kitchen with breakfast bar and nook, and an oversized primary suite with direct backyard access. Outside, enjoy a private saltwater pool, expansive paver decking, covered patio, and fully fenced yard -- your own Florida retreat. Major updates include a 2025 high-efficiency HVAC, 2025 pool pump, 2020 roof, 2020 gas water heater, and newer appliances. Located minutes from the Navy base, marinas, beaches, shopping, and dining, this home delivers location, updates, and private outdoor living at an incredible price. Now $489,999 -- if you've been watching this one, don't assume you'll get another chance.
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Highlights

Listed by Marcy L O'Donnell , 848-220-5555 Luxe Coastal Realty , 848-220-5555. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1999

County

Bay

Area

27 - Bay County

 Neighborhood

Magnolia Point At The Preserve

Listing ID

1008113

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:77x125x82x122
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,707
Taxes
$283

Home Price

$489,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$98,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,707.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,707.17 $283.48 $0.00 $2,990.65
Yearly $32,486.09 $3,401.73 $0.00 $35,887.82
Total $974,582.60 $102,051.90 $0.00 $1,076,634.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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