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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7116 Melissa Elaine Dr , Panama City Beach, FL 32407
$290,000
Est. Payment: $1,602.21/mo
4 Bed
2 Bath
1526 Sqft
0.16 Acres
Status: Pending | Days on site: 33
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LPTR - B11688,B11688
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Harrison Lilly Team
Owner/Operator

House Description

SELLER SAID LOWER THE PRICE AND SELL IT!! Little Gem Located just off of Hathaway Bridge close to the Naval Support Activity base in PCB, near Restaurants, Shops, St Andrews State Park, Beautiful PCB Beaches you'll find this cute 4/2 bath home with a low yearly HOA fee of $225 to maintain common areas. Bamboo floors throughout with tile floors in bath and kitchen. Ready for your own touches and priced to sell. You just can't find a 4/2 single family home near the beach at this price.

Highlights

Listed by Heidi M Lucas , 850-730-4242 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

225 Annually

Year Built

2000

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Magnolia Place

Listing ID

795032

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater

Exterior Features

Lot Dimensions:60.0 ft x 120.0 ft
Roof:Clay
Principal Interest
$1,602
Taxes
$180
HOA
$225

Home Price

$290,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$58,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,602.21

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,602.21 $179.94 $225.00 $2,007.15
Yearly $19,226.50 $2,159.25 $2,700.00 $24,085.75
Total $576,794.96 $64,777.50 $81,000.00 $722,572.46

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS