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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4721 Bigleaf Ln , Panama City Beach, FL 32408
$449,000
Est. Payment: $2,480.66/mo
4 Bed
4 Bath
2176 Sqft
0.1 Acres
Status: Active Under Contract | Days on site: 17
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BKWS - B10191,B12524
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Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Gated. Waterfront Community. Gorgeous. Welcome to Magnolia Bay Club, where privacy, beautiful surroundings, and waterfront community living come together to create a lifestyle that feels like vacation every day. This spacious 4-bedroom, 3.5-bath home offers a highly desirable and versatile floor plan, including two primary suites with private en suite baths--one conveniently located on the main level and a second upstairs. Whether accommodating guests, multigenerational living, or simply enjoying extra privacy, this layout offers flexibility for the way you live. The open downstairs living areas are made for entertaining, with plenty of space to gather with family and friends. The home has also been thoughtfully updated, including a new roof in 2019, an updated kitchen featuring cabinetry and quartz countertops, and updated lighting. Tankless water heater and new HVAC installed in 2023. Recent improvements include brand-new carpet throughout the upstairs and staircase, along with fresh exterior paint. Add in a detached garage, generous living space, and the security and amenities of the gated Magnolia Bay Club community, and this home checks all the boxes. Beautifully updated. Wonderfully located. Designed for living well. Some homes simply give you an address. This one gives you a lifestyle.

Highlights

Listed by Kelly Simmons , 850-919-6120 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.1

HOA Fee

1071.48 Quarterly

Year Built

2014

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Magnolia Bay Club

Listing ID

794703

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Plumbed For Ice Maker, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Interior Steps, Main Level Primary, Soaking Tub, Separate Shower

Exterior Features

Lot:Sprinkler System
Lot Dimensions:39.0 ft x 116.0 ft
Roof:Shingle
Parking Features:Additional Parking,Alley Access
Principal Interest
$2,481
Taxes
$408
HOA
$1,071

Home Price

$449,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,480.66

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,480.66 $407.57 $1,071.48 $3,959.71
Yearly $29,767.92 $4,890.78 $12,857.76 $47,516.46
Total $893,037.72 $146,723.40 $385,732.80 $1,425,493.92

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS