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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2400 Grandiflora Boulevard E409 , Panama City Beach, FL 32408
$599,000
Est. Payment: $3,038.01/mo
3 Bed
3 Bath
1823 Sqft
Status: active | Days on site: 251
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Make an offer today! Take in breathtaking million-dollar views from your expansive, private balcony your personal retreat above it all just steps from the elevator, This Magnolia Bay condominium is truly one-of-a-kind. Designed for those who demand more, this residence boasts the largest floor plan in the community along with an expansive balcony offering endless waterfront views of the Bay and the ultimate balance of elegance, comfort, and seclusion. Cook and entertain with ease in the chef-inspired kitchen, complete with granite countertops, a breakfast bar, and premium Maytag stainless steel appliances including a whisper-quiet dishwasher. The home also includes a washer and dryer, and some furniture is included, making it truly turnkey. A newly updated HVAC system paired with an EcoBee Smart thermostat ensures efficiency and peace of mind. The master suite is a retreat of its own, offering balcony view, a large walk-in closet, separate shower, and whirlpool tub. The third bedroom is versatile, easily serving as an office or flex space. Experience peace of mind and modern efficiency in this beautifully maintained property. The home's HVAC system has received full preventative maintenance for 2025, ensuring year-round comfort and reliability. In addition, an energy-efficient Rheem electric hot water heater installed in 2025 adds exceptional value and savings on utility costs. These thoughtful upgrades make this home move-in ready and worry-free, offering both comfort and confidence for the next owner. Showcasing meticulous care and attention, this original owner residence has remained in private hands and has never been offered as a rental. Magnolia Bay offers resort-style amenities including a heated pool, fitness center, fishing docks, kayaking, sidewalks, playground, and secure gated entry. Additional parking in the back adds convenience for residents and guests alike. Importantly, the community enforces a minimum 6-month rental policy, ensuring a peaceful, private, and upscale environment for residents. Ideally located minutes away from Publix, Winn-Dixie, St. Andrews, Gulf Coast State College, FSU, parks, and the world's most beautiful beaches, this condo offers everyday convenience wrapped in the ultimate bayfront retreat. Don't miss this rare opportunity to own one of Magnolia Bay's premier residences where luxury, lifestyle, and location all come together. All measurements are approximate buyers are encouraged to verify any details that are important to them. Schedule your tour today to experience Bayfront Luxury Living at Magnolia Bay. Among the top three most architecturally unique units in the building.

Highlights

Listed by Ke'Asha N Dorsett , 850-867-6866 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Magnolia Bay Club

Listing ID

779017

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Zoning:Resid Multi-Family
Roof:Clay
Others:
  • Additional:Barbecue, Dock
Sewer:Public Sewer
Parking Features:Additional Parking,Gated,Paved,Parking Lot
Principal Interest
$3,038
Taxes
$428
HOA
$0

Home Price

$599,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,038.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,038.01 $428.08 $0.00 $3,466.10
Yearly $36,456.18 $5,137.00 $0.00 $41,593.18
Total $1,093,685.39 $154,110.00 $0.00 $1,247,795.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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