Welcome to luxury coastal living at Magnolia Bay Club in beautiful Panama City Beach, Florida. This spacious 3-bedroom, 3-bath condominium offers the perfect blend of comfort, style, and resort-style amenities within one of the area's most desirable gated waterfront communities overlooking St. Andrew Bay. The interior features an open-concept layout designed for both everyday living and entertaining. The living and dining areas are filled with natural light and open to a private balcony, creating a seamless indoor-outdoor flow. The well-appointed kitchen includes granite countertops, custom cabinetry, stainless steel appliances, and a breakfast bar for additional seating. The thoughtfully designed floor plan features two spacious primary suites, each with its own private en-suite bathroom, offering exceptional comfort and privacy for owners and guests alike. A third bedroom and full bath provide additional flexibility, making this residence ideal as a primary home or vacation retreat. With three full bathrooms, ample storage, and a functional floor plan, this residence is ideal as a primary home or vacation getaway. An added bonus is the designated covered parking space, providing convenience and protection for the owner year-round. Magnolia Bay Club offers resort-style amenities including a stunning bayfront lagoon-style swimming pool, sun deck, fitness center, secure entry, covered parking, and beautifully maintained grounds. The elegant pool courtyard provides a tranquil setting that feels like a private waterfront retreat. Conveniently located in the heart of Panama City Beach, this property is just minutes from the Gulf of Mexico's sugar-white beaches, St. Andrews State Park, marinas, dining, shopping, and entertainment. This is an exceptional opportunity to enjoy waterfront living with privacy, convenience, and coastal elegance all in one premier community.