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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16544 Front Beach Rd , Panama City Beach, FL 32413
$749,900
Est. Payment: $3,803.35/mo
0 Bed
0 Bath
0 Sqft
Status: active with contingency | Days on site: 39
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'' An Extraordinary Waterfront Opportunity with Gulf Views in Panama City Beach Opportunities like this are becoming increasingly rare. Perfectly positioned along Front Beach Road, this exceptional waterfront property offers a breathtaking setting between Lullwater Lake and Star Lake, while also capturing beautiful views of the emerald waters of the Gulf of America. Imagine watching spectacular sunsets paint the sky each evening as the shimmering Gulf provides a stunning backdrop just moments away. This unique property combines the serenity of lakefront living with the excitement and convenience of one of Panama City Beach's most desirable locations. Wake up to peaceful water views, enjoy gentle coastal breezes, and experience the best of Florida's waterfront lifestyle with the beach just across the street. Whether you're envisioning a luxury coastal estate, an exclusive vacation retreat, or a premier development opportunity, the possibilities are truly endless. The property's elevated position offers the potential to maximize panoramic views of the Gulf of America while preserving the tranquil beauty of the surrounding lakes. Just minutes from Pier Park, Frank Brown Park, world-class dining, shopping, entertainment, and Northwest Florida Beaches International Airport, this property delivers the perfect balance of privacy, convenience, and investment potential.

Highlights

Listed by DJ T Janovyak , 850-235-2551 Emerald Coast Realty Group , 850-235-2551. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.2

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Lullwater Beach

Listing ID

792441

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot Dimensions:87 ft x 119 ft x 100ft x 80 ft
Zoning:City, General Commercial, Office/Prof, Resid Multi-Family, Resid Single Family
Sewer:Public Sewer
Principal Interest
$3,803
Taxes
$150

Home Price

$749,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$149,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,803.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,803.35 $150.08 $0.00 $3,953.43
Yearly $45,640.22 $1,800.98 $0.00 $47,441.20
Total $1,369,206.47 $54,029.40 $0.00 $1,423,235.87

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS