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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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21524 Front Beach Rd , Panama City Beach, FL 32413
$4,495,000
Est. Payment: $24,834.23/mo
9 Bed
12 Bath
6493 Sqft
0.17 Acres
Status: Active | Days on site: 1
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ESAN - E1303
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

'Colors are the smiles of nature' and this vibrant beach home brings that sentiment to life in every corner. A thoughtful blend of hues flows throughout the property, creating a warm, garden-like atmosphere where each room features its own unique palette designed to both energize and relax. This custom-designed residence maximizes every inch of space, transforming each nook into a functional and inviting area. With nine bedrooms and accommodations for up to 21 guests, the home offers exceptional space and comfort, allowing everyone to spread out and enjoy their own retreat. All three floors feature bedrooms, full bathrooms, and inviting spaces for gathering or unwinding. The kitchen and main living areas are tucked toward the rear of the home, creating a central hub for connection and
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Highlights

Listed by Andrea W Farrell , 850-259-1625 Realty Associates of Santa Rosa Inc , 850-939-8770. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.17

Year Built

2024

County

Bay

Area

27 - Bay County

 Neighborhood

Lot 12 Riviera Beach

Listing ID

1011515

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:9
  • ▪ Bathrooms:12
  • ▪ Full Bathrooms:10
  • ▪ 1/2 Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Self Cleaning, Refrigerator, Security System, Smoke Detector, Washer, Wine Refrigerator
Air Cond:Ceiling Fans
Fireplaces:Fireplace Gas,Fireplace
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Raised, Ceiling Tray/Cofferd, Elevator, Fireplace, Kitchen Island, Owner's Closet, Pantry, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Cleared,Flood Insurance Req,Level,Within 1/2 Mile to Water
Lot Dimensions:50 x 150
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Fenced Back Yard, Deck Covered, Deck Enclosed, Patio Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Golf Cart Enclosed
Principal Interest
$24,834
Taxes
$542

Home Price

$4,495,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$899,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$24,834.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $24,834.23 $542.18 $0.00 $25,376.41
Yearly $298,010.73 $6,506.19 $0.00 $304,516.92
Total $8,940,321.92 $195,185.70 $0.00 $9,135,507.62

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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