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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10513 Front Beach 2-1301 , Panama City Beach, FL 32407
$849,000
Est. Payment: $4,690.60/mo
3 Bed
3 Bath
1769 Sqft
Status: Active | Days on site: 186
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BPOF - B0228
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

HOA fees down Jan 1 2027~Very desirable 3 bedroom with a lockout unit in Long Beach Tower 2. This unit has 2 gulf front primary bedrooms, enter the huge balcony from either primary bedroom and living room. The unit has been updated and furnished with tasteful beach decor. Great rental unit or second home! Plenty of parking and even parking for trailer or motor home and it's far enough from the Main Street so road noise isn't an issue. Complex boosts Large lagoon pool, 2 heated pools, 2 whirlpool spas, high speed elevators, and 1300 sq ft of beautiful beach. Currently on a short term rental plan but mainly used by sellers. ALOT! Rental beach chairs transfer for the year.NEW $7,000 AC 5/26,NEW dryer 5/26
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Highlights

Listed by Trudy VanHorn , 850-819-4335 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

4271 Quarterly

Year Built

1996

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Long Beach Towers II

Listing ID

787332

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Balcony, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:Resort
Roof:Metal
Others:
  • ▪ Additional:Outdoor Shower
Sewer:Public Sewer
Parking Features:Gated,Paved,Parking Lot,RV Access/Parking
Principal Interest
$4,691
Taxes
$567
HOA
$4,271

Home Price

$849,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$169,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,690.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,690.60 $566.83 $4,271.00 $9,528.44
Yearly $56,287.23 $6,802.00 $51,252.00 $114,341.23
Total $1,688,616.98 $204,060.00 $1,537,560.00 $3,430,236.98

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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