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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10509 Front Beach Rd Unit 906 , Panama City Beach, FL 32407
$950,000
Est. Payment: $5,248.61/mo
3 Bed
3 Bath
1769 Sqft
Status: Active | Days on site: 38
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RLBK - B11273
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Harrison Lilly Team
Owner/Operator

House Description

Fully reimagined Gulf-front 3BR/3BA at Long Beach Resort with a rare, open-concept floor plan. This ninth-floor residence in Tower I stands out as one of the few units in the building to have the kitchen completely opened, creating a modern, seamless flow between the kitchen, dining, and living areas, all framed by panoramic Gulf views. Thoughtfully updated with a light coastal aesthetic, the interior features quartz countertops, updated cabinetry, stainless appliances, and clean, durable flooring throughout. Floor-to-ceiling glass in every bedroom and the living area brings in natural light and showcases the emerald water from nearly every angle. The oversized Gulf-front balcony offers true indoor-outdoor living and is accessible from both the living room and primary suite, perfect for morning coffee or winding down at sunset. Offered fully furnished and rental-ready, this property presents a strong opportunity as a second home or investment. Long Beach Resort is a gated, amenity-rich community featuring 1,300+ feet of beachfront, a lagoon-style pool, two additional Gulf-front pools, hot tubs, fitness center, and direct beach access. With recent property improvements nearing completion, Long Beach is returning to full operation and remains one of Panama City Beach's most recognizable and desirable Gulf-front destinations.

Highlights

Listed by Eric J Leitten , 850-496-1671 Real Broker LLC , 855-450-0442. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Long Beach Towers I

Listing ID

788673

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, PlumbedForIce Maker
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:0x0
Zoning:Resid Multi-Family
Sewer:Public Sewer
Principal Interest
$5,249
Taxes
$779
HOA
$0

Home Price

$950,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$190,000
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Monthly Price:
$5,248.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,248.61 $779.42 $0.00 $6,028.03
Yearly $62,983.36 $9,353.00 $0.00 $72,336.36
Total $1,889,500.74 $280,590.00 $0.00 $2,170,090.74

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS