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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10509 Front Beach Rd Unit 1401 , Panama City Beach, FL 32407
$890,000
Est. Payment: $4,513.91/mo
3 Bed
3 Bath
1769 Sqft
Status: active | Days on site: 663
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Long Beach, Home of the most beautiful beaches in the World! This penthouse end unit has a 30A inspired breathtaking feel with Gulf views from every room. This spacious end unit features fully furnished 3BR/3BA with heavily upgraded furniture and décor, new cabinets, new quartz countertops, a new coffee bar, new appliances, and much more. The buildings at Long Beach are only 14 stories tall, which allows you to avoid long elevator wait times. Two gulf front master bedrooms, 1 with a king size bed and a master bathroom. The other master bedroom has its own private bathroom and 2 queen size beds both with floor to ceiling glass windows with access to a balcony for a nice sunset Gulf view. The third bedroom has two full size beds and a private gulf front balcony. All bathrooms have recently been updated. LONG BEACH RESORT features beautiful landscaped tropical grounds, a 7500 square foot lagoon pool with waterfalls and palm tree islands, two heated Polynesian pools, three whirlpool spas, poolside bar and grill, 1300 feet of powder white beach frontage 24 hour gated security. On site availability of beach chair & umbrella rentals, jet-ski, para-sailing, banana boat rides and more. Enjoy being close to the best local restaurants, entertainment, and shopping (including Walmart) and just a short drive to Pier Park. Short- and long-term rentals allowed. Contact your agent and schedule a showing today!

Highlights

Listed by Ayesha Albibi , 850-258-4194 Centergate Realty LLC , 850-764-3480. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

4782.12 Quarterly

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Long Beach Towers I

Listing ID

763778

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Main Level Primary, Sitting Area in Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Zoning:Resid Multi-Family
Roof:Metal
Sewer:Public Sewer
Parking Features:Electric Gate,Gated,Paved,Parking Lot
Principal Interest
$4,514
Taxes
$728
HOA
$4,782

Home Price

$890,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$178,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,513.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,513.91 $727.50 $4,782.12 $10,023.53
Yearly $54,166.94 $8,730.00 $57,385.44 $120,282.38
Total $1,625,008.35 $261,900.00 $1,721,563.20 $3,608,471.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS