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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10509 Front Beach Road 800e , Panama City Beach, FL 32407
$268,000
Est. Payment: $1,480.66/mo
1 Bath
425 Sqft
Status: Active | Days on site: 200
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BSSP - B3274
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Harrison Lilly Team
Owner/Operator

House Description

This cozy, Gulf-front efficiency at Long Beach Resort is the perfect blank canvas for your coastal vision. Perfectly sized for a romantic honeymoon suite, a private couple's retreat, a beachy hideaway for the kids, and/or an Income-producing investment, this unit is ready for a modern refresh to make it truly yours. The space features its original layout--including the washer/dryer and appliances--and is priced to let you invest in the custom finishes you've envisioned. Located on a sprawling stretch of Sugar Shore and emerald waters, you'll enjoy a more intimate atmosphere than the higher-rise crowds as this complex is only 14 stories high. With convenient parking, local shops, and popular entertainment spots within walking distance, everything you need is within minutes. On-site amenities include heated pools, a bar and grill, and fitness center. This gated complex is getting ready for a great new season with restoration, landscape, and amenity projects to be completed soon for you and your guests to enjoy.

Highlights

Listed by Tricia McGrath , 850-774-0400 Sugar Shore Properties , 850-774-0400. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1867.19 Quarterly

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Long Beach Towers I

Listing ID

786838

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1

Exterior Features

Lot Dimensions:NA
Sewer:Public Sewer
Principal Interest
$1,481
Taxes
$239
HOA
$1,867

Home Price

$268,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$53,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,480.66

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,480.66 $238.67 $1,867.19 $3,586.52
Yearly $17,767.94 $2,864.00 $22,406.28 $43,038.22
Total $533,038.10 $85,920.00 $672,188.40 $1,291,146.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS