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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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11757 Front Beach Road W105 , Panama City Beach, FL 32407
$430,000
Est. Payment: $2,180.88/mo
1 Bed
2 Bath
816 Sqft
Status: active | Days on site: 129
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Looking for that hidden gem that offers the most amenities along a white sandy beach with turquoise waters, lower dues and built in rental revenue? How about just steps to the sand, no elevator required? Windward 105 is it! As members of The Club at Edgewater, owners and guests enjoy an array of first class amenities including a large tropical lagoon-style beachside pool with lush landscaping, waterfalls and private cabana rentals, a kids' splash pad, gulf-front hot tubs, 10 plexicushion tennis courts, 5 pickleball courts, 10 shuffleboard courts, basketball court, an executive par-3 golf course, a robust fitness center, tram service around the property, Ocean's Restaurant onsite with poolside service, Edgie's market (Starbuck's) for treats and essentials, a conference center, and more all behind a gated complex with 24-hour security. The Windward building is a low-density, mid-rise condominium that sits on the quiet, far west side of the property. Owners and guests get the best of both worlds; private and peaceful open beach space with all the amenities just a short walk or tram ride away. No elevators are required, as this unit is on the coveted 1st floor just steps away from the beach. W-105 is the only 1-Bedroom/2-Bath unit with this floor plan currently available, which has the *LOWEST* HOA dues in Leeward/Windward. The condo offers 816 square feet of living space and comfortably sleeps 4. The floor-to-ceiling beachside glass and patio door was replaced in 2024 to meet current hurricane and turtle glass standards (not many units have this upgrade). The south-facing view offers both sunrise and sunset, giving you unparalleled beauty from the private covered balcony any time of day. Views of the pier, seagulls, dolphins at play, peaceful tides rolling in, it's all here! Step inside the unit and immediately take in the stunning Gulf views from the living, dining and kitchen areas. The kitchen has updated Diamond cabinets, granite countertops, stainless steel appliances and comes fully stocked with everything needed. It overlooks the living and dining area with a built in breakfast bar, creating the perfect setting for entertaining. The Master Bedroom Suite offers a private bath and a laundry area with a new stackable washer and dryer, adding extra convenience for longer stays. The second bathroom is large and located away from the living area. Both bathrooms have the same Diamond cabinetry and granite countertops as the kitchen for a cohesive aesthetic. The wood-look tile floor throughout the unit allows for easy upkeep. The hot water tank was replaced in 2020. The HVAC is from 2018 and has been on a maintenance contract (2 routine visits per year) since the owners purchased the unit in 2019. This condo is sold fully furnished and rental ready, making it an excellent turnkey investment or a luxurious second home. New furniture and upgraded mattresses in the bedroom and on the sleeper sofa ensure continued guest comfort. The unit has a proven rental history with many repeat guests. Rental actuals can be provided upon request (see agent to agent remarks). The current rental bookings for 2026 date out into October with more bookings being added every day, and they can transfer with the sale if the Buyer chooses to use the same rental management company. Discover your dream coastal retreat at Windward 105 in Panama City Beach today before it's gone!

Highlights

Listed by Megan K Barber , 850-319-3336 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Leeward/Windward Condo

Listing ID

786896

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:0x0
Roof:Flat
Sewer:Public Sewer
Parking Features:Additional Parking,Parking Lot,RV Access/Parking,Gated
Principal Interest
$2,181
Taxes
$329
HOA
$0

Home Price

$430,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$86,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,180.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,180.88 $328.67 $0.00 $2,509.55
Yearly $26,170.55 $3,944.00 $0.00 $30,114.55
Total $785,116.39 $118,320.00 $0.00 $903,436.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS