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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8745 Coral Reef Way , Panama City Beach, FL 32413
$692,000
Est. Payment: $3,823.20/mo
3 Bed
3 Bath
2170 Sqft
0.23 Acres
Status: Active | Days on site: 251
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EBBI - E4854
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
Owner/Operator
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House Description

INCREDBLE OPPORTUNITY! TENS OF THOUSANDS IN UPGRADES: Whole house generator, window wall, custom blinds/curtains, gas stove, wall oven, wine cooler, pull out garbage can cabinet, 3 way dressing mirror and more! Experience easy resort-style living in Margaritaville with this beautifully maintained Breeze Bay corner-lot home. Featuring 3 bedrooms and 3 baths, it offers stylish vinyl plank flooring throughout. The chef's kitchen boasts quartz countertops, tile backsplash, wine cooler, gas cooktop, wall oven, microwave, and a large island, opening to the dining and great room. Sliders lead to a screened lanai with serene pond views. The primary suite includes his and her closets, dual quartz vanities and a gorgeous shower. As a plus, there is a private guest suite and a full bath just outside the 3rd bedroom. Extras include appliances, custom blinds, epoxy garage and lanai, storage, and a whole-house generator. Enjoy 55+ amenities, lawn care, and nearby shopping and dining
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Highlights

Listed by Karen K Smith , 850-233-4351 Beachy Beach Real Estate , 850-233-4351. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.23

HOA Fee

Year Built

2023

County

Bay

Area

27 - Bay County

 Neighborhood

Latitude Margaritaville Watersound

Listing ID

996417

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Covenants,Restrictions
Lot Dimensions:131x70x175x71
Zoning:Resid Single Family
Others:
  • ▪ Additional:Sprinkler System, Deck Covered, Patio Covered, Patio Enclosed
Sewer:Public Sewer
Principal Interest
$3,823
Taxes
$583
HOA
$0

Home Price

$692,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$138,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,823.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,823.20 $583.32 $0.00 $4,406.52
Yearly $45,878.40 $6,999.79 $0.00 $52,878.19
Total $1,376,352.12 $209,993.70 $0.00 $1,586,345.82

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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