Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

9357 Cool Breeze Dr , Panama City Beach, FL 32413
$520,000
Est. Payment: $2,637.34/mo
2 Bed
2 Bath
1565 Sqft
Status: active with contingency | Days on site: 2
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to effortless coastal living in this gorgeous, highly upgraded Antigua Villa in Latitude Margaritaville Watersound, one of Northwest Florida's premier 55+ active adult communities. Thoughtfully designed with an impressive collection of upgrades, this beautiful home offers a bright, open floor plan, stylish finishes and a private preserve backdrop. The chef-inspired kitchen is the heart of the home, featuring upgraded 42'' white soft-close cabinetry, pull-outs, quartz countertops and backsplash, under-cabinet lighting, a large upgraded sink, spacious pantry and upgraded electric cooktop. The microwave offers convenient air-fryer capability. The kitchen flows seamlessly into the spacious family and dining areas, where a wall of sliding glass doors fills the home with natural light and opens to the screened lanai and peaceful preserve views. The primary suite is a relaxing retreat with a beautifully upgraded ensuite bath featuring a tiled shower, frameless glass enclosure, upgraded rain shower and handheld shower fixtures, designer mirrors, upgraded faucets and cabinetry, and quartz countertops. The guest bedroom is conveniently located adjacent to a full tiled guest bath with quartz countertops. A pocket door can close off the guest bedroom and bath area, creating a private suite-like space for visiting family and friends. The den/office with French doors provides additional flexibility as a home office, hobby room or extra guest space. Designer details continue throughout the home with custom paint, upgraded molding, plantation shutters, zebra electronic shades on the sliders, custom lighting and ceiling fans, recessed lighting--many with dimmers--and upgraded outlets with enhanced Wi-Fi connectivity. RevWood by Mohawk laminate flooring extends throughout the main living areas and bedrooms, with tile flooring in the baths and laundry room. The refrigerator and washer/dryer will convey. Step outside to the screened lanai with upgraded pavers, overlooking a private preserve and offering plenty of room to enjoy Florida's indoor/outdoor lifestyle--with space for a future pool. Additional outdoor upgrades include- additional gutters and a 60-amp connection on the lanai ready for a future hot tub. The lanai TV will also remain. The garage offers even more upgrades, including an epoxy-coated floor, utility sink, pull-down attic stairs, mounted shelving and cabinets. Additional attic insulation provides added efficiency, while cabinetry in the laundry room offers valuable extra storage. For added peace of mind, the home includes the remainder of the 10-year structural warranty, and Villa HOA dues include landscaping as well as exterior painting and roof replacement according to the community's maintenance schedule. Latitude Margaritaville Watersound is designed around the ultimate Florida lifestyle, with an impressive collection of resort-style amenities including a resort pool, fitness center, pickleball and tennis courts, live entertainment, gathering spaces, walking and biking trails, golf-cart-friendly living, dining and more. Whether your perfect day includes staying active, relaxing poolside or meeting friends for live music, there is always something to enjoy. Convenience continues just outside the community with the growing Publix-anchored commercial area adjacent to Latitude Margaritaville Watersound, bringing shopping, dining and everyday conveniences close to home. A new hospital is being developed approximately 5 miles away, and the beautiful white-sand beaches of the Gulf are approximately 7 miles from the community. Furnishings may also be available for separate purchase, offering an opportunity for an easy transition into your new Florida lifestyle. This exceptionally upgraded Antigua Villa combines privacy, thoughtful design, low-maintenance living and resort-style amenities--all just minutes from the Gulf.

Highlights

Listed by Sheryl Lewis , 770-316-3334 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.11

HOA Fee

370.85 Monthly

Year Built

2024

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

794009

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Smart Thermostat, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Cul-De-Sac,Sprinkler System,Paved
Lot Dimensions:29.0 ft x 141.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Porch, Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$2,637
Taxes
$295
HOA
$371

Home Price

$520,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$104,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,637.34

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,637.34 $295.16 $370.85 $3,303.35
Yearly $31,648.10 $3,541.89 $4,450.20 $39,640.19
Total $949,443.08 $106,256.70 $133,506.00 $1,189,205.78

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS