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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9323 Cool Breeze Dr , Panama City Beach, FL 32413
$620,000
Est. Payment: $3,144.52/mo
3 Bed
2 Bath
1852 Sqft
Status: pending | Days on site: 114
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Best value Nevis Villa with private pool and spa in Latitude Margaritaville Watersound--built in 2024 and fully upgraded. You're not just buying into Margaritaville--you're getting the lifestyle and your own private retreat. This Nevis Villa is already dialed in. Coastal, clean, and customized in all the right ways--upgraded laminate flooring, tile in the bathrooms, designer lighting, tray ceiling, feature wall, and shiplap accents that give the home character without overdoing it. It feels finished the moment you walk in... because it is. The kitchen is open and functional with quartz countertops, ample cabinetry, and a large island that flows seamlessly into the living and dining areas--perfect for everyday living or hosting when friends and family come to visit. And then you step outside... and this is where it stands apart. Private pool and spa already in place--so you can start enjoying it from day one. The screened-in lanai backs to a natural setting with no rear neighbors, offering a peaceful, private backdrop that's hard to find and easy to appreciate. The covered porch extends your living space outdoors, making it just as comfortable as it is functional. Located in Latitude Margaritaville Watersound, one of the most sought-after 55+ communities along the Emerald Coast, this home offers a move-in ready opportunity with the upgrades already completed--so you can settle in and start enjoying it right away. Simple. Comfortable. And exactly what most buyers are hoping to find.

Highlights

Listed by Paige A Brown , 850-830-9514 Coldwell Banker Realty , 850-650-4563. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

367.4 Monthly

Year Built

2024

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

788316

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Tankless Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Sprinkler System
Lot Dimensions:46x130
Zoning:Resid Multi-Family
Roof:Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$3,145
Taxes
$531
HOA
$367

Home Price

$620,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$124,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,144.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,144.52 $530.67 $367.40 $4,042.59
Yearly $37,734.28 $6,368.00 $4,408.80 $48,511.08
Total $1,132,028.29 $191,040.00 $132,264.00 $1,455,332.29

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS