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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9319 State Of Mind Way , Panama City Beach, FL 32413
$401,380
Est. Payment: $2,217.57/mo
2 Bed
2 Bath
1447 Sqft
0.08 Acres
Status: Active | Days on site: 26
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REMG - B12547
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Kick back and relax because the Hula floorplan at Latitude Margaritaville Watersound is where coastal charm meets modern luxury. This beautifully upgraded Cottage Collection home is designed for effortless living with quartz countertops and premium cabinetry. The chef-inspired kitchen with a SS gas appliance package is perfect for whipping up island flavors, featuring gas at the cooktop. Enjoy stylish wood laminate and tile flooring and a front porch to extend your living spacer to the outside. Ready to move in December 2026, this home is your ticket to a life where every day feels like vacation. **PHOTOS ARE OF FLOORPLAN. NOT ACTUAL HOME BEING SOLD.
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Highlights

Listed by Nikki Crovato , 786-566-1645 RE/MAX GOLD , 772-607-9600. Bay County Association of REALTORS

Property Type

Condo/Townhome
Lot/Acreage
0.08

HOA Fee

340.82 Monthly

Year Built

2026

County

Bay

Area

04 - Bay County - North

 Neighborhood

Latitude at Watersound

Listing ID

795281

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Gas Range
Air Cond:Central Air,ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Sprinkler System
Lot Dimensions:50X130
Zoning:City
Others:
  • ▪ Additional:Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,218
Taxes
$256
HOA
$341

Home Price

$401,380

Loan Details

30 yrs
7.374%

Down Payment

20%
$80,276
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,217.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,217.57 $255.88 $340.82 $2,814.27
Yearly $26,610.80 $3,070.56 $4,089.84 $33,771.20
Total $798,324.01 $92,116.71 $122,695.20 $1,013,135.92

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS