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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9132 Caribbean Soul Way , Panama City Beach, FL 32413
$665,500
Est. Payment: $3,375.29/mo
3 Bed
3 Bath
2253 Sqft
Status: active with contingency | Days on site: 51
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS INCREDIBLE PRICE IMPROVEMENT! Rare opportunity in Margaritaville! Don't miss your chance to own the only Cabana Bay Tandem currently available. This highly sought-after floor plan in Phase 5 offers the rare convenience of a true two-car garage plus a dedicated golf cart garage, along with upgrades that perfectly blend resort-style living with everyday luxury. A beautiful glass front door welcomes you into a bright, open interior featuring 8-foot doors, recessed lighting throughout, luxury laminate flooring, 5¼-inch baseboards, plantation shutters, and custom finishes that create a warm, coastal-inspired atmosphere. The upgraded chef's kitchen is the heart of the home, showcasing quartz countertops, a large center island, gas cooktop, upgraded vent hood, pendant lighting, under-cabinet lighting, crown molding, and convenient pot and pullout drawers. Whether entertaining friends after a day of fun or enjoying a quiet evening at home, this kitchen offers exceptional style and functionality. The spacious primary suite provides a relaxing retreat with remote blackout shades, custom closet organizers, and a spa-like bath featuring a frameless glass shower. One of this home's most captivating features is its private backyard setting. The screened lanai overlooks a picturesque horse farm, where horses often wander near the rear of the property, creating a peaceful, secluded backdrop that feels worlds away. Complete with cool deck coating and remote privacy shades, this outdoor living space is the perfect place to sip your morning coffee, unwind with an evening cocktail, and enjoy the tranquil sights and sounds of nature. Additional premium features include an epoxy-coated garage floor, a Culligan whole-house water treatment system, and abundant garage space for both vehicles and your golf cart. If you've been dreaming of the carefree island lifestyle with the added bonus of exceptional privacy, this remarkable Cabana Bay Tandem delivers the upgrades, storage, and setting you've been waiting for. Rarely does a home combine resort-style amenities with such a serene natural backdrop. Schedule your private showing today and experience why this exceptional property truly stands apart. Life in Latitude Margaritaville Watersound revolves around the vibrant Town Square, the heart of the community where neighbors gather, music fills the air, and every day feels like a celebration. At its center is the stunning Paradise Pool, a resort-style oasis with sparkling waters, shady tiki huts, and plenty of space to relax while visiting with neighbors. Residents enjoy an unmatched amenity lineup, including an indoor lap pool, a state-of-the-art fitness center, spa services, pickleball, tennis and basketball courts, miles of walking and golf-cart trails, a kayak launch, and lush green spaces. Entertainment thrives at the Last Mango Theater, while creative spaces like the ''Clayground'' pottery studio and woodworking shop offer opportunities to learn, create, and connect. Even four-legged family members are pampered with an on-site pet groomer and the popular Barkaritaville Dog Park. Live music, outdoor activities and a lively monthly farmer's market bring island energy right to your doorstep, and best of all, no yard maintenance; with the HOA covering exterior painting and roof replacement. That means more time to relax and enjoy the good life. Just outside the neighborhood, convenience continues with a new Publix grocery store currently under construction, a new nail salon and a pizza restaurant slated to open later this year. Additional retail is coming soon, a future marina is under development, and a new hospital is being built nearby for easy access to top-tier medical care round out the amenities outside the community. In Margaritaville, everything you need--fun, relaxation, convenience, and community is right at your fingertips. This home offers the perfect blend of luxury,

Highlights

Listed by Nancy Glaze , 281-731-6127 and Sheryl Lewis , 770-316-3334 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

336.84 Monthly

Year Built

2024

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

791556

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Water Purifier Owned, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Smart Thermostat, Home Theater

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:50.0 ft x 131.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$3,375
Taxes
$528
HOA
$337

Home Price

$665,500

Loan Details

30 yrs
6.529%

Down Payment

20%
$133,100
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,375.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,375.29 $528.00 $336.84 $4,240.13
Yearly $40,503.49 $6,336.00 $4,042.08 $50,881.57
Total $1,215,104.56 $190,080.00 $121,262.40 $1,526,446.96

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS