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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8822 Coral Reef Way , Panama City Beach, FL 32413
$629,900
Est. Payment: $3,480.11/mo
3 Bed
3 Bath
2170 Sqft
0.18 Acres
Status: Active | Days on site: 34
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BSA2 - B12050,B2358
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Major Price Improvement! Sellers are ready to sell! Welcome to paradise in Latitude Margaritaville Watersound! This stunning 3-bedroom, 3-bathroom Breeze Bay floor plan spans 2,161 square feet of luxurious active-adult living. The heart of the home is a chef's kitchen featuring premium quartz countertops and an oversized island that comfortably seats six. Transition effortlessly to outdoor living via a massive 4-panel sliding glass door that opens to a fully screened porch--complete with powered full-length sunscreens for ultimate comfort. The primary suite is a private retreat boasting individual his-and-hers closets, dual quartz vanities, a walk-in shower, and ample storage. Each guest bedroom offers privacy with dedicated or adjacent full baths. Notable upgrades include large-format interior wooden window coverings, a dedicated laundry room , a pristine epoxy-coated 2-car garage. Experience resort-style community amenities just minutes from Panama City Beach!
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Highlights

Listed by Alisa Walley , 225-202-2723 and Sheryl Lewis , 770-316-3334 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.18

HOA Fee

336.84 Monthly

Year Built

2023

County

Bay

Area

04 - Bay County - North

 Neighborhood

Latitude at Watersound

Listing ID

794606

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:59.0 ft x 144.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$3,480
Taxes
$496
HOA
$337

Home Price

$629,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$125,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,480.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,480.11 $496.36 $336.84 $4,313.31
Yearly $41,761.28 $5,956.34 $4,042.08 $51,759.70
Total $1,252,838.44 $178,690.20 $121,262.40 $1,552,791.04

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS