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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8765 Coral Reef Way , Panama City Beach, FL 32413
$3,100
Est. Payment: $17.13/mo
3 Bed
3 Bath
2394 Sqft
0.19 Acres
Status: Active | Days on site: 2
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Harrison Lilly Team
Owner/Operator

House Description

Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available long term starting DECEMBER 2026. Relax on your screened in covered Lanai in this beautiful Cabana Bay with a pond and preserve VIEW. UNfurnished and all appliances included (refrigerator, range, dishwasher, microwave, washer and dryer). Utilities NOT included. No yard work required so you'll have lots of time to enjoy all the amazing activities and meet new friends! RENTAL REQUIREMENTS: At least 1 tenant MUST be 55+ LONG-TERM (over 6mo to 1yr) SMOKING is not permitted in any home or lanai/porch BACKGROUND CHECK (credit, criminal, eviction) required & paid for by each tenant NO PETS $$ Due upon lease signing: Security Deposit $$ Due at Lease Start: 1st mo + last mo+ cleaning fee + pet fee due at move-in COMMUNITY ACCESS - tenants purchase all gate & amenity access credentials through HOA (transponders & passports). Tenants have full use of all amenities just as a homeowner has.

Highlights

Listed by Kathy W Zavetsky , 850-880-4833 Bob Hodges And Sons Realty , 954-565-6701. Bay County Association of REALTORS

Property Type

Residential Lease

Lot/Acreage
0.19

Year Built

2023

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

796257

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Electric Oven, Electric Range, Gas Water Heater, Oven, Stainless Steel Appliance(s), Tankless Water Heater, Washer
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:59.0 ft x 131.0 ft
Garage Capacity:4
Principal Interest
$17
Taxes
$2

Home Price

$3,100

Loan Details

30 yrs
7.374%

Down Payment

20%
$620
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$17.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $17.13 $1.98 $0.00 $19.10
Yearly $205.52 $23.71 $0.00 $229.24
Total $6,165.74 $711.45 $0.00 $6,877.19

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:58:41.000Z

© 2026 Bay County Association of REALTORS