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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8726 Pencil Thin Ave , Panama City Beach, FL 32413
$2,900
Est. Payment: $14.71/mo
2 Bed
2 Bath
1422 Sqft
Status: pending | Days on site: 341
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Live the vibrant, active lifestyle of the 55+ community of Latitude Margaritaville Watersound! This scarce Hula Cottage floor plan is available for lease December 15, 2026 for 6 months or more. Spacious, Upgraded and Fully Furnished, it is located in phase 6BC - boasting Flip Flop Square - the site of frequent social gatherings! Features: Screened-in Porch, Spacious, Open Living Room/Kitchen/Dining Room, 2 Bedrooms, full-sized Den with doors for privacy (and use as a guest bedroom), 2 Full Baths, Laundry Room with Washer/Dryer and Attached Garage. Turn Key - dishes, cookware, silverware, towels, sheets, etc. provided - just move in! The golf cart kept in the garage is available for use for a small monthly fee. Parking includes one garage space and one designated space adjacent to the garage - plus available street parking. Rent covers HOA, internet, utilities (up to $350/mo), pest control. community amenities/activities and includes a gorgeous resort style pool. On the intercostal, Margaritaville is just minutes from the Emerald Coast's crystal clear waters and beautiful white sand beaches. REQUIREMENTS: At least 1 tenant MUST be 55+ LONG-TERM (over 6mo to 1yr), SMOKING is not permitted in any home or lanai/porch, Background Check (credit, criminal, eviction) required & paid for by each tenant, PETS,- at discretion of owner - one time $250/fee per pet, one time cleaning fee due at lease start. Due upon lease signing: Security Deposit. Due at Lease Start: 1st and last month rent + cleaning fee + pet fee. COMMUNITY ACCESS - tenants purchase all gate & amenity access credentials through HOA (transponders & passports). Tenants have full use of all amenities just as a homeowner has.

Highlights

Listed by Kathy W Zavetsky , 850-880-4833 Bob Hodges And Sons Realty , 954-565-6701. Bay County Association of REALTORS

Property Type

Residential Lease

Year Built

2024

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

790730

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dryer, Free-Standing Gas Range, Gas Oven, Gas Range, Gas Water Heater, Oven, Stainless Steel Appliance(s), Tankless Water Heater, Washer
Air Cond:Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Garage Capacity:3
Parking Features:Garage,Garage Door Opener
Principal Interest
$15
Taxes
$2

Home Price

$2,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$580
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $14.71 $1.85 $0.00 $16.56
Yearly $176.50 $22.19 $0.00 $198.68
Total $5,294.97 $665.55 $0.00 $5,960.52

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS